Clinton County and Peru Town property record for 163 Bear Swamp Rd, Peru, NY 12972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 1985 |
| Lot Size | 6.8 acres (296,208 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Jan 2020) |
| Tax Bill | $6,410 (2026) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094000 281.-2-40 |
| Primary APN | 094000 281.-2-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 918 sqft |
| 2nd Floor Area | 954 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 296,208 sqft (6.8 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 163 BEAR SWAMP RD |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-4904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLATTS 1665 LOC SUB DIV LOT 3 AUSABLE PT BK 10 PG 60 |
| Legal Block | 2 |
| Legal Lot Number | 40.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 101902 |
163 Bear Swamp Rd is owned and occupied by two individuals who bought it in January 2020.
Source: Clinton County and Peru Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 163 BEAR SWAMP RD, PERU, NY 12972-4904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on File |
| Deed Sale | Jan 21, 2020 · Amount on File |
| Prior Sale | May 19, 1997 · Amount on File |
| Deed Document Number | 2020305745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Jan 21, 2020 |
| Property Address | 163 BEAR SWAMP RD, PERU, NY 12972-4904 |
| Document Number | 0000305745 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 305745 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | CENTENNIAL ABSTRACT, CENTENNIAL ABS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 70 DAVIS RD CHATEAUGAY NY 129204828, CHATEAUGAY, NY 12920-4828 |
| Document Number | 305746 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 305746 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2050 |
The 2026 property tax bill for 163 Bear Swamp Rd was $6,410, up 268.8% from the year before.
Source: Clinton County and Peru Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,410.00 (+268.81%) | ||
| 2025 | $1,738.00 | $313,400 Land $50,200 Building $263,200 | $313,400 Land $50,200 Building $263,200 |
| 2023 | $260,100 Land $45,200 Building $214,900 | $260,100 Land $45,200 Building $214,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 163 Bear Swamp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 163 Bear Swamp Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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