Clinton County and Peru Town property record for 178 Bear Swamp Rd, Peru, NY 12972
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 1,420 sqft · built 1973 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,371 (2026) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 094000 270.-1-52 |
| Primary APN | 094000 270.-1-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,420 sqft Total Area |
| 1st Floor Area | 1,020 sqft |
| Upper Floors Area | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 130,680 sqft (3 acres) |
| Porch | Patio |
| Porch Area | 412 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 178 BEAR SWAMP RD |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-4903 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | PAT PLATTS |
| Legal Block | 1 |
| Legal Lot Number | 52.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 101902 |
178 Bear Swamp Rd, a residential property, is owned and occupied by two individuals.
Source: Clinton County and Peru Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 BEAR SWAMP RD, PERU, NY 12972-4903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 178 BEAR SWAMP RD, PERU, NY 12972-4903 |
| Document Number | 0000311884 |
| Instrument Date | Nov 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | SERVICELINK PITTSBURGH |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 178 BEAR SWAMP RD PERU NY 129724903, PERU, NY 12972-4903 |
| Document Number | 0000311884 |
|---|---|
| Date | Nov 27, 2020 |
| Instrument | 311884 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 178 Bear Swamp Rd was $5,371 with a homeowner's exemption, up 268.9% from the year before.
Source: Clinton County and Peru Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,371.00 (+268.89%) Homeowner's exemption | ||
| 2025 | $1,456.00 | $262,600 Land $77,400 Building $185,200 | $262,600 Land $77,400 Building $185,200 |
| 2023 | $229,300 Land $62,300 Building $167,000 | $229,300 Land $62,300 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Bear Swamp Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 178 Bear Swamp Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fiber | 980 / 880 |
4G LTE (outdoors only), no 5G reported
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