114 Bear Swamp Rd, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 114 Bear Swamp Rd, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,427 sqft · built 1987
Lot Size	7.3 acres (317,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (May 2017)
Tax Bill	$6,979 (2026)
Deeds & Mortgages	Jun 2021 Refinance May 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`094000 270.-1-51.52`

Property Details

APN / Parcel Number

Primary APN	`094000 270.-1-51.52`
Alternative APN	`400027000000010510520000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,427 sqft Living Area
1st Floor Area	1,390 sqft
2nd Floor Area	1,037 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	317,988 sqft (7.3 acres)
Garage Type	Mixed
Garage Area	936 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Patio Area	238 sqft
Shed	1 Shed
Canopy	88 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	114 BEAR SWAMP RD
City	PERU
State	NY
Zip	12972-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLS PATE
Legal Block	1
Legal Lot Number	51.052
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	1
Census Block	1016
Census Tract	101902

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 BEAR SWAMP RD, PERU, NY 12972-4903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 12, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Sep 23, 1998 · Amount on Record
Deed Book / Page	20172 / 86707
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	114 BEAR SWAMP RD, PERU, NY 12972-4903
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000316442
Date	Jun 7, 2021
Instrument	20210-00316442

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Jul 1, 2040

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON NY
Recording Date	May 12, 2017
Property Address	114 BEAR SWAMP RD, PERU, NY 12972-4903
Document Number	0000286707
Instrument Date	May 9, 2017
Instrument	286707
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,979.00 (+268.87%)
2025	$1,892.00	$341,200 (+7.91%) Land $51,000 Building $290,200	$341,200 (+7.91%) Land $51,000 Building $290,200
2023		$316,200 Land $46,000 Building $270,200	$316,200 Land $46,000 Building $270,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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