Clinton County and Peru Town property record for 190 Bear Swamp Rd, Peru, NY 12972
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,827 sqft · built 1985 |
| Lot Size | 36.7 acres (1,598,652 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Oct 2025) |
| Tax Bill | $5,543 (2026) |
| Deeds & Mortgages | Oct 2025 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 094000 270.-1-53.1 |
| Primary APN | 094000 270.-1-53.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| 1st Floor Area | 1,827 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,598,652 sqft (36.7 acres) |
| Garage Type | Mixed |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 182 sqft |
| Canopy | 648 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 190 BEAR SWAMP RD |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-4903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PAT BELLS |
| Legal Block | 1 |
| Legal Lot Number | 53.001 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 101902 |
Source: Clinton County and Peru Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 ELLSBERRY LN, WILLSBORO, NY 12996-3513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on Record |
| Deed Sale | Oct 9, 2025 · Amount on Record |
| Deed Document Number | 2025346756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Oct 9, 2025 |
| Property Address | 190 BEAR SWAMP RD, PERU, NY 12972-4903 |
| Document Number | 0000346756 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025-00346756 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25 ELLSBERRY LN, WILLSBORO, NY 12996-3513 |
Source: Clinton County and Peru Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,543.00 (+268.8%) Homeowner's exemption | ||
| 2025 | $1,503.00 (-73.8%) | $271,000 (-) Land $63,800 Building $207,200 | $271,000 (-) Land $63,800 Building $207,200 |
| 2024 | $5,737.00 Homeowner's exemption | $271,000 (+3.44%) Land $63,800 Building $207,200 | $271,000 (+3.44%) Land $63,800 Building $207,200 |
| 2023 | $262,000 Land $58,800 Building $203,200 | $262,000 Land $58,800 Building $203,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fiber | 980 / 880 |
4G LTE (outdoors only), no 5G reported
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