1627 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1627 E Ridgeway Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1964
Lot Size	0.117 acres (5,080 sqft)
Owner	2 Trust Names on File
Last Sale	$92,000 (Oct 2019)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-36-382-019`

Property Details

APN / Parcel Number

Primary APN	`8913-36-382-019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,080 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1627 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VIEW ADDITION LOT 427
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	PLEASANT VIEW ADDITION
Legal Lot Number	427
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4016
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-382-019

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	1627 E RIDGEWAY AVE, WATERLOO, IA 50702-3525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	2019202000006993
Prior Transfer Date	Aug 06, 2009
Prior Transfer Doc	2010003209
Record Updated	Sep 20, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 16, 2019
Property Address	1627 E RIDGEWAY AVE, WATERLOO, IA 50702-3525
Document Number	202000006993
Instrument Date	Oct 07, 2019
Instrument	202000006993
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1627 E RIDGEWAY AVE, WATERLOO, IA 50702-3525

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,072.00 Homeowner's exemption	$114,060 (+7.9%) Land $13,580 Building $100,480	$114,060 (+7.9%) Land $13,580 Building $100,480
2024	$2,072.00 (+22.46%)
2023		$105,710 (+23.06%) Land $13,580 Building $92,130	$105,710 (+23.06%) Land $13,580 Building $92,130
2022	$1,692.00 Homeowner's exemption	$85,900 Land $13,580 Building $72,320
2021			$85,900 Land $13,580 Building $72,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 479 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.