1615 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1615 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 884 sqft · built 1959
Lot Size	0.155 acres (6,731 sqft)
Owner	Company Name on File
Last Sale	$97,500 (Nov 2017)
Tax Bill	$2,632 (2025)
Deeds & Mortgages	Dec 2019 Refinance Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-36-382-021`

Property Details

APN / Parcel Number

Primary APN	`8913-36-382-021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,731 sqft (0.155 acres)
Lot Dimensions	127 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	136 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1615 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VIEW ADDITION E 26 2/3 FT LOT 424 W 26 2/3 FT LOT 425
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	PLEASANT VIEW ADDITION
Legal Lot Number	424,425
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4016
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-382-021

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 538, HUDSON, IA 50643-0538
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CEDAR FALLS COMMUNITY CREDIT UNION
Nov 22, 2017	Warranty Deed, Transfer · FHA Mortgage PREMIER LENDING ALLIANCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Deed Document Number	20172018-00009024
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1615 E RIDGEWAY AVE, WATERLOO, IA 50702-3525
Transaction Type	Mortgage
Record Updated	Jul 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000011756
Date	Dec 31, 2019
Instrument	20202000011756

Lender

Name	CEDAR FALLS COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 22, 2017
Property Address	1615 E RIDGEWAY AVE, WATERLOO, IA 50702-3525
Document Number	201800009024
Instrument Date	Nov 21, 2017
Instrument	2018-00009024
Transaction Type	Transfer
Record Updated	Jul 08, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 E RIDGEWAY AVE, WATERLOO, IA 50702-3525

Mortgage

Document Number	201800009025
Date	Nov 22, 2017
Instrument	2018-00009025

Lender

Name	PREMIER LENDING ALLIANCE
Type	Lending Institution
Address	JOHNSTON, IA 50131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,632.00	$130,440 (+12.82%) Land $17,990 Building $112,450	$130,440 (+12.82%) Land $17,990 Building $112,450
2024	$2,632.00 (+38.38%)
2023		$115,620 (+21.12%) Land $17,990 Building $97,630	$115,620 (+21.12%) Land $17,990 Building $97,630
2022	$1,902.00 Homeowner's exemption	$95,460 Land $17,990 Building $77,470
2021			$95,460 Land $17,990 Building $77,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 479 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: LTD Broadband, Mediacom Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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