Black Hawk County property record for 1611 E Ridgeway Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1959 |
| Lot Size | 0.155 acres (6,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (May 2026) |
| Tax Bill | $2,610 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-36-382-022 |
| Primary APN | 8913-36-382-022 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,731 sqft (0.155 acres) |
| Lot Dimensions | 127 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 214 sqft |
| Deck Area | 102 sqft |
| Patio Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1611 E RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VIEW ADDITION LOT 423 W 13 1/3 FT LOT 424 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | PLEASANT VIEW ADDITION |
| Legal Lot Number | 423,424 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 1000 |
Source: Black Hawk County assessment roll, APN 8913-36-382-022, as of October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1611 E RIDGEWAY AVE, WATERLOO, IA 50702-3525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Deed Document Number | 20267385 |
| Prior Transfer Date | May 19, 2026 |
| Prior Transfer Doc | 0000007385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 21, 2026 |
| Property Address | 1611 E RIDGEWAY AVE, WATERLOO, IA 50702-3525 |
| Document Number | 0000007385 |
| Instrument Date | May 19, 2026 |
| Instrument | 20267385 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,967.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1611 E RIDGEWAY AVE, WATERLOO, IA 50702-3525 |
| Document Number | 0000007386, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20267386 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Number | 0000007387, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20267387 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2036 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.23% |
| Initial Type | Balloon |
| Max Rate | -1% |
Source: Black Hawk County assessment roll as of October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,610.00 Homeowner's exemption | $164,700 (+7.86%) Land $17,990 Building $146,710 | $164,700 (+7.86%) Land $17,990 Building $146,710 |
| 2024 | $2,610.00 (+7.05%) | ||
| 2023 | $152,700 (+23.83%) Land $17,990 Building $134,710 | $152,700 (+23.83%) Land $17,990 Building $134,710 | |
| 2022 | $2,438.00 Homeowner's exemption | $123,310 Land $17,990 Building $105,320 | |
| 2021 | $123,310 Land $17,990 Building $105,320 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 479 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband.
Source: EPA Safe Drinking Water Information System, water system IA0790074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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