1626 Larch Ave, Cincinnati, OH 45224 Property Records

Hamilton County property record for 1626 Larch Ave, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,136 sqft · built 1910
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Feb 2021)
Tax Bill	$1,620 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`234-0001-0062-00`

Property Details

APN / Parcel Number

Primary APN	`234-0001-0062-00`
Alternative APN	`0064311`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,136 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	656 sqft
2nd Floor Area	480 sqft
Basement Area	656 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	130 ft deep x 25 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	78 sqft
Deck Area	Deck Area
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1626 LARCH AVE
City	CINCINNATI
State	OH
Zip	45224-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	LARCH AVE 25 X 130 IRR PT LOT 5 N L PIERSONS SUB
Legal Subdivision	PIERSONS SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	8202

Owner

1626 Larch Ave is owned and occupied by an individual who acquired it in October 2023.

Source: Hamilton County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1626 LARCH AVE, CINCINNATI, OH 45224-2905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit NORTH SIDE BANK & TRUST COMPANY
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Nov 1, 2023	Intrafamily Transfer, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY
Feb 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	Sep 30, 2005 · Amount on File
Deed Document Number	202122827
Deed Book / Page	14360 / 2783
Last Transfer Date	Oct 20, 2023
Transfer Doc	0000077413
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 18, 2026
Property Address	1626 LARCH AVE, CINCINNATI, OH 45224-2905
Document Number	0000038508
Book / Page	15668 / 1960
Instrument Date	May 13, 2026
Instrument	202638508
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 LARCH AVE, CINCINNATI, OH 45224-2905

Mortgage

Document Number	0000038508,
Date	May 18, 2026
Book Page	15668/1960
Instrument	202638508

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1626 LARCH AVE, CINCINNATI, OH 45224-2905
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 LARCH AVE, CINCINNATI, OH 45224-2905

Mortgage

Document Number	0000009366
Date	Feb 7, 2023
Book Page	14848/1254
Instrument	2023-0009366

Lender

Name	NORTH SIDE BANK & TRUST COMPANY
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jan 27, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1626 LARCH AVE, CINCINNATI, OH 45224-2905
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 LARCH AVE, CINCINNATI, OH 45224-2905

Mortgage

Document Number	0000023297
Date	Feb 24, 2021
Book Page	14361/1091
Instrument	2021-0023297

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 1, 2023
Property Address	1626 LARCH AVE, CINCINNATI, OH 45224-2905
Document Number	0000077413
Book / Page	15034 / 569
Map Reference	MB 17 POG 56
Instrument Date	Oct 20, 2023
Instrument	2023-0077413
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 LARCH AVE, CINCINNATI, OH 45224-2905

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 23, 2021
Property Address	1626 LARCH AVE, CINCINNATI, OH 45224-2905
Document Number	0000022827
Book / Page	14360 / 2783
Map Reference	MB 17 PG 56
Instrument Date	Feb 12, 2021
Instrument	2021-0022827
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1626 LARCH AVE, CINCINNATI, OH 45224-2905

Tax Assessment & Valuation

The 2025 property tax bill for 1626 Larch Ave was $1,620, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,620.00 (+3.12%)	$26,250 (-) Land $4,851 Building $21,399	$75,000 Land $13,860 Building $61,140
2024	$1,571.00 (-2.24%)	$26,250 (-) Land $4,851 Building $21,399
2023	$1,607.00 (+51.6%)	$26,250 (+69.29%) Land $4,851 Building $21,399	$75,000 Land $13,860 Building $61,140
2022	$1,060.00 Homeowner's exemption	$15,506 Land $3,952 Building $11,554
2020			$44,300 Land $11,290 Building $33,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1626 Larch Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1626 Larch Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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