1616 Larch Ave, Cincinnati, OH 45224 Property Records

Hamilton County property record for 1616 Larch Ave, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,459 sqft · built 1913
Lot Size	0.148 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Aug 2014)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-0001-0064-00`

Property Details

APN / Parcel Number

Primary APN	`234-0001-0064-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,459 sqft Living Area
1st Floor Area	986 sqft
Attic	Attic
Attic Area	473 sqft
Basement Area	986 sqft

Exterior

Year Built	Built 1913
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,490 sqft (0.148 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1616 LARCH AVE
City	CINCINNATI
State	OH
Zip	45224-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1616 LARCH AVE 50 X 130 LOT 3 N L PIERSONS SUB
Legal Subdivision	N L PIERSONS SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	8202

Owner

1616 Larch Ave is owned and occupied by an individual who acquired it in April 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1616 LARCH AVE, CINCINNATI, OH 45224-2905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2014 · Amount on File
Deed Sale	Aug 18, 2014 · Amount on File
Prior Sale	Jun 4, 2010 · Amount on File
Deed Document Number	0000082421
Last Transfer Date	Apr 11, 2022
Transfer Doc	0000036751
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1616 LARCH AVE, CINCINNATI, OH 45224-2905
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 LARCH AVE, CINCINNATI, OH 45224-2905

Mortgage

Document Number	0000088281
Date	Nov 12, 2025
Book Page	15541/2762
Instrument	2025-0088281

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1616 LARCH AVE, CINCINNATI, OH 45224-2905
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 LARCH AVE, CINCINNATI, OH 45224-2905

Mortgage

Document Number	0000088211
Date	Dec 18, 2023
Book Page	15064/63
Instrument	2023-0088211

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Apr 11, 2022
Property Address	1616 LARCH AVE, CINCINNATI, OH 45224-2905
Document Number	0000036751
Book / Page	14643 / 1426
Map Reference	MB 17 PG 56
Instrument Date	Mar 21, 2022
Instrument	2022-0036751
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1616 LARCH AVE, CINCINNATI, OH 45224-2905

Mortgage

Document Number	0000036752
Date	Apr 11, 2022
Instrument	2022-0036752

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1616 Larch Ave was $3,113, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,113.00 (+3.05%)	$50,390 (-) Land $9,702 Building $40,688
2024	$3,021.00 (-2.14%)	$50,390 (-) Land $9,702 Building $40,688
2023	$3,087.00 (+23.04%)	$50,390 (+37.27%) Land $9,702 Building $40,688	$143,970 Land $27,720 Building $116,250
2022	$2,509.00 Homeowner's exemption	$36,709 Land $7,900 Building $28,809
2020			$104,880 Land $22,570 Building $82,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1616 Larch Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1616 Larch Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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