16251 Cactus St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 16251 Cactus St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,571 sqft · built 2018
Lot Size	1.2 acres (52,707 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Oct 2019)
Tax Bill	$3,136 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0412-053-05-0000`

Property Details

APN / Parcel Number

Primary APN	`0412-053-05-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,571 sqft Living Area
Gross Area	3,234 sqft
1st Floor Area	2,571 sqft
Family Room	Family Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	52,707 sqft
Garage Type	Attached
Garage Area	663 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	669 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	16251 CACTUS ST
City	HESPERIA
State	CA
Zip	92345-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4526 LOT 443 TRACT NO 4526 LOT 443 EX WATER R1GHTS AND EX 1/2 1NT M1NERAL RTS WITHOUT SURFACE ENTRY
Legal Subdivision	TRACT NO 4526
Legal Tract	4526
Legal Block	3
Legal Lot Number	443
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3003
Census Tract	10019

Owner

16251 Cactus St is owned and occupied by an individual who bought it in October 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16251 CACTUS ST, HESPERIA, CA 92345-4009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 8, 2019	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Oct 8, 2019	Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Prior Sale	Aug 26, 2016 · Amount on File
Deed Document Number	2019362127
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	0000362126
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16251 CACTUS ST, HESPERIA, CA 92345-4009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16251 CACTUS ST, HESPERIA, CA 92345-4009

Mortgage

Document Number	0000278172
Date	Aug 10, 2020
Instrument	2020-0278172

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 8, 2019
Property Address	16251 CACTUS ST, HESPERIA, CA 92345-4009
Document Number	0000362126
Instrument Date	Sep 27, 2019
Instrument	362126
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16251 CACTUS ST HESPERIA CA 92345, HESPERIA, CA 92345

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 8, 2019
Property Address	16251 CACTUS ST, HESPERIA, CA 92345-4009
Document Number	0000362127
Map Reference	MB 56 PG 70-74
Instrument Date	Jul 23, 2019
Instrument	2019-0362127
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16251 CACTUS ST, HESPERIA, CA 92345-4009

Mortgage

Document Number	0000362128
Date	Oct 8, 2019
Instrument	2019-0362128

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16251 Cactus St was $3,136 with a veteran's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,787 (+2%) Land $90,358 Building $361,429
2025	$3,136.00 Disabled Person's exemption	$442,928 Land $88,586 Building $354,342
2023	$3,106.00 (-0.32%) Disabled Person's exemption	$425,728 Land $85,146 Building $340,582
2022	$3,116.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16251 Cactus St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16251 Cactus St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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