16262 Cactus St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 16262 Cactus St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,988 sqft · built 2004
Lot Size	1.2 acres (52,707 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Feb 2020)
Tax Bill	$3,830 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0412-052-05-0000`

Property Details

APN / Parcel Number

Primary APN	`0412-052-05-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,988 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	1,988 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	52,707 sqft
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	16262 CACTUS ST
City	HESPERIA
State	CA
Zip	92345-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4526 LOT 439 TRACT 4526 LOT 439 EX WATER RIGHTS AND EX 1/2 INT MINERAL RTS WITHOUT SURFACE ENTRY
Legal Subdivision	TRACT NO 4526
Legal Tract	4526
Legal Block	3
Legal Lot Number	439
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3002
Census Tract	10019

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16262 CACTUS ST, HESPERIA, CA 92345-4009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Feb 28, 2020	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
Mar 13, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Mar 13, 2019	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Dec 11, 2008 · Amount on Record
Deed Document Number	202073143
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	0000077332
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16262 CACTUS ST, HESPERIA, CA 92345-4009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16262 CACTUS ST, HESPERIA, CA 92345-4009

Mortgage

Document Number	0000529356
Date	Dec 29, 2020
Instrument	2020-0529356

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 28, 2020
Property Address	16262 CACTUS ST, HESPERIA, CA 92345-4009
Document Number	0000073143
Map Reference	MB 56 PG 70-74
Instrument Date	Jan 30, 2020
Instrument	2020-0073143
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16262 CACTUS ST, HESPERIA, CA 92345-4009

Mortgage

Document Number	0000073144
Date	Feb 28, 2020
Instrument	2020-0073144

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 13, 2019
Property Address	16262 CACTUS ST, HESPERIA, CA 92345-4009
Document Number	0000077333
Instrument Date	Feb 28, 2019
Instrument	77333
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4304 GRAFTON CIR MATHER CA 956553010, MATHER, CA 95655-3010

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 13, 2019
Property Address	16262 CACTUS ST, HESPERIA, CA 92345-4009
Document Number	0000077332
Map Reference	MB 56 PG 70-74
Instrument Date	Feb 5, 2019
Instrument	2019-0077332
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 GRAFTON CIR, MATHER, CA 95655-3010

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$356,854 (+2%) Land $71,371 Building $285,483
2025	$3,830.00 (+3.54%) Homeowner's exemption	$349,857 (+4.04%) Land $69,972 Building $279,885
2023	$3,699.00 (+2.38%) Homeowner's exemption	$336,272 Land $67,255 Building $269,017
2022	$3,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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