16191 Cactus St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 16191 Cactus St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,432 sqft · built 1983
Lot Size	1.03 acres (45,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Apr 2020)
Tax Bill	$4,087 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0412-053-02-0000`

Property Details

APN / Parcel Number

Primary APN	`0412-053-02-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,432 sqft Living Area
Gross Area	3,271 sqft
1st Floor Area	2,432 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	45,014 sqft
Lot Dimensions	317 ft deep x 142 ft wide
Garage Type	Attached
Garage Area	839 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	464 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	16191 CACTUS ST
City	HESPERIA
State	CA
Zip	92345-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4526 LOT 446 TRACT NO 4526 LOT 446 EX WATER RIGHTS AND EX 1/2 INT MINERAL RTS WITHOUT SURFACE ENTRY
Legal Subdivision	TRACT NO 4526
Legal Tract	4526
Legal Block	3
Legal Lot Number	446
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3003
Census Tract	10019

Owner

Source: San Bernardino County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16191 CACTUS ST, HESPERIA, CA 92345-4022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 28, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 19, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 10, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Mar 2, 2011 · Amount on Record
Deed Document Number	2020145415
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0000385029
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 21, 2026
Property Address	16191 CACTUS ST, HESPERIA, CA 92345-4022
Document Number	0000244509
Instrument Date	Jul 15, 2026
Instrument	2026244509
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	16191 CACTUS ST, HESPERIA, CA 92345-4022

Mortgage

Document Number	0000244509,
Date	Sep 21, 2026
Instrument	2026244509

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	284 Months
Due	May 1, 2050

Interest

Max Rate	-1%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 28, 2020
Property Address	16191 CACTUS ST, HESPERIA, CA 92345-4022
Document Number	0000145415
Map Reference	MB 56 PG 70-74
Instrument Date	Mar 18, 2020
Instrument	2020-0145415
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16191 CACTUS ST, HESPERIA, CA 92345-4022

Mortgage

Document Number	0000145416
Date	Apr 28, 2020
Instrument	2020-0145416

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 19, 2018
Property Address	16191 CACTUS ST, HESPERIA, CA 92345-4022
Document Number	0000385029
Instrument Date	Oct 15, 2018
Instrument	385029
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16191 CACTUS ST HESPERIA CA 923454022, HESPERIA, CA 92345-4022

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 10, 2018
Property Address	16191 CACTUS ST, HESPERIA, CA 92345-4022
Document Number	0000370395
Instrument Date	Oct 7, 2018
Instrument	370395
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16191 CACTUS ST HESPERIA CA 923454022, HESPERIA, CA 92345-4022

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$373,699 (+2%) Land $78,087 Building $295,612
2025	$4,087.00 (+3.47%)	$366,372 (+4.04%) Land $76,556 Building $289,816
2023	$3,950.00 (+2.38%)	$352,145 Land $73,583 Building $278,562
2022	$3,858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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