16202 Cactus St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 16202 Cactus St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,668 sqft · built 1980
Lot Size	1.16 acres (50,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (Jul 2012)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0412-052-07-0000`

Property Details

APN / Parcel Number

Primary APN	`0412-052-07-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,668 sqft Living Area
1st Floor Area	2,668 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	50,640 sqft
Lot Dimensions	240 ft deep x 211 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	16202 CACTUS ST
City	HESPERIA
State	CA
Zip	92345-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4526 LOT 441 TRACT NO 4526 LOT 441 EX WATER R1GHTS AND EX 1/2 1NT M1NERAL RTS WITHOUT SURFACE ENTRY
Legal Subdivision	56M70
Legal Tract	4526
Legal Block	3
Legal Lot Number	441
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3002
Census Tract	10019

Owner

Source: San Bernardino County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16202 CACTUS ST, HESPERIA, CA 92345-4009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Jan 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Mar 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 28, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2012 · Amount on Record
Deed Sale	Jul 30, 2012 · Amount on Record
Prior Sale	Mar 1, 2012 · Amount on Record
Deed Document Number	2012302697
Last Transfer Date	Sep 4, 2026
Transfer Doc	0000238343
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 11, 2026
Property Address	16202 CACTUS ST, HESPERIA, CA 92345-4009
Document Number	0000238343
Instrument Date	Sep 4, 2026
Instrument	2026238343
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16202 CACTUS ST, HESPERIA, CA 92345-4009

Mortgage

Document Number	0000238344,
Date	Sep 11, 2026
Instrument	2026238344

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 25, 2021
Property Address	16202 CACTUS ST, HESPERIA, CA 92345-4009
Document Number	0000034602
Map Reference	MB 56 PG 70-74
Instrument Date	Jan 6, 2021
Instrument	2021-0034602
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16202 CACTUS ST, HESPERIA, CA 92345-4009

Mortgage

Document Number	0000034603
Date	Jan 25, 2021
Instrument	2021-0034603

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 22, 2019
Property Address	16202 CACTUS ST, HESPERIA, CA 92345-4009
Document Number	0000088781
Instrument Date	Mar 19, 2019
Instrument	88781
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	45320 LANTANA AVE PALM DESERT CA 922604127, PALM DESERT, CA 92260-4127

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 28, 2017
Property Address	16202 CACTUS ST, HESPERIA, CA 92345-4009
Document Number	0000350838
Instrument Date	Aug 27, 2017
Instrument	350838
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16202 CACTUS ST HESPERIA CA 923454009, HESPERIA, CA 92345-4009

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$180,874 (+2%) Land $37,681 Building $143,193
2025	$1,939.00 (+3.52%) Homeowner's exemption	$177,327 (+4.04%) Land $36,942 Building $140,385
2023	$1,873.00 (+2.41%) Homeowner's exemption	$170,441 Land $35,508 Building $134,933
2022	$1,829.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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