1625 Waters Edge Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1625 Waters Edge Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,586 sqft · built 2002
Lot Size	0.218 acres (9,487 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Dec 2020)
Tax Bill	$4,806 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`30-04-26-021262-034-54`

Property Details

APN / Parcel Number

Primary APN	`30-04-26-021262-034-54`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,586 sqft Living Area
Gross Area	3,400 sqft
1st Floor Area	2,250 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,487 sqft (0.218 acres)
Garage Type	Attached
Garage Area	478 sqft
Porch	Finished Screened Porch
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1625 WATERS EDGE DR
City	FLEMING ISLAND
State	FL
Zip	32003-8697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 54 WATERS EDGE AS REC OR 4390 PG 130
Legal Range	26E
Legal Township	04S
Legal Section	30
Legal Subdivision	WATERS EDGE
Legal Lot Number	54
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records · APN 30-04-26-021262-034-54

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1625 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Apr 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Aug 11, 2010 · Amount on Record
Deed Document Number	202067100
Deed Book / Page	4392 / 130
Prior Transfer Date	Jul 29, 2011
Prior Transfer Doc	0033271134
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 18, 2020
Property Address	1625 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8697
Document Number	0043920130
Book / Page	4392 / 130
Map Reference	MB 36 PG 1-8
Instrument Date	Dec 17, 2020
Instrument	2020067100
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8697

Mortgage

Document Number	0004392132
Date	Dec 18, 2020
Instrument	4392/132

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Apr 24, 2017
Property Address	1625 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8697
Document Number	0039650853
Book / Page	003965 / 000853
Instrument Date	Apr 14, 2017
Instrument	20291
Transaction Type	Transfer
Record Updated	Jun 01, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1625 WATERS EDGE DR FLEMING ISLAND FL 320038697, FLEMING ISLAND, FL 32003-8697

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,806.00 (+4.73%) Homeowner's exemption	$355,293 (+5.99%)	$495,147 (+11.87%) Land $75,000 Building $420,147
2024	$4,589.00 (-17.57%)
2023	$5,567.00 (+6.28%) Homeowner's exemption	$335,224 (+3%)	$442,613 (+16%) Land $75,000 Building $367,613
2022	$5,238.00 Homeowner's exemption	$325,461	$381,551 Land $50,000 Building $331,551

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 283 locations within half a mile of this property.

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