1618 Waters Edge Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1618 Waters Edge Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,235 sqft · built 2002
Lot Size	0.187 acres (8,182 sqft)
Owner	2 Owner Names on Record
Last Sale	$253,600 (Oct 2002)
Tax Bill	$4,983 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-04-26-021262-034-80`

Property Details

APN / Parcel Number

Primary APN	`30-04-26-021262-034-80`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,235 sqft Heated Area
Gross Area	4,050 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,182 sqft (0.187 acres)
Garage Area	487 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	373 sqft
Porch	Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1618 WATERS EDGE DR
City	FLEMING ISLAND
State	FL
Zip	32003-8692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 80 WATERS EDGE AS REC O R2110 PG 680
Legal Range	26
Legal Township	04
Legal Section	30
Legal Subdivision	WATERS EDGE/EAGLE HARBOR
Legal Lot Number	80
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1618 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8692
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2002 · Amount on Record
Deed Sale	Oct 16, 2002 · Amount on Record
Deed Document Number	200263287
Deed Book / Page	2110 / 0680
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1618 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8692
Document Number	0042711492
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1618 WATERS EDGE DR FLEMING ISLAND FL 320038692, FLEMING ISLAND, FL 32003-8692

Mortgage

Document Number	0042711492
Date	Jan 22, 2020
Book Page	004271/001492
Instrument	3726

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 21, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,983.00 (-26.71%) Homeowner's exemption	$366,854 (+5.99%)	$613,448 (+11.4%) Land $75,000 Building $538,448
2023	$6,799.00 (+5.17%) Homeowner's exemption	$346,133 (+3%)	$550,647 (+16.04%) Land $75,000 Building $475,647
2022	$6,465.00 Homeowner's exemption	$336,052	$474,547 Land $50,000 Building $424,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20