1622 Waters Edge Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1622 Waters Edge Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,519 sqft · built 2002
Lot Size	0.23 acres (10,034 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Aug 2020)
Tax Bill	$7,347 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-04-26-021262-034-81`

Property Details

APN / Parcel Number

Primary APN	`30-04-26-021262-034-81`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,519 sqft Living Area
Gross Area	3,045 sqft
1st Floor Area	2,519 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,034 sqft (0.23 acres)
Garage Type	Attached
Garage Area	526 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	478 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1622 WATERS EDGE DR
City	FLEMING ISLAND
State	FL
Zip	32003-8692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 81 WATERS EDGE AS REC OR 4906 PG 875, 4931 PG 621
Legal Range	26E
Legal Township	04S
Legal Section	30
Legal Subdivision	WATERS EDGE
Legal Block	TR
Legal Lot Number	81
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1622 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Apr 4, 2002 · Amount on Record
Deed Document Number	202039085
Deed Book / Page	4337 / 303
Prior Transfer Date	Aug 2, 2007
Prior Transfer Doc	0029300991
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 4, 2020
Property Address	1622 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8692
Document Number	0043370303
Book / Page	4337 / 303
Map Reference	MB 36 PG 1-8
Instrument Date	Jul 31, 2020
Instrument	2020039085
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 MARKET ST UNIT 212, 701, SAINT AUGUSTINE, FL 32095-8804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 WATERS EDGE DR, ORANGE PARK, FL 32003-8692

Mortgage

Document Number	0004337305
Date	Aug 4, 2020
Instrument	4337/305

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,347.00 (+93.49%)	$481,745 (+79.88%) Land $75,000 Building $406,745	$481,745 (+16.24%) Land $75,000 Building $406,745
2024	$3,797.00 (-32.32%)
2023	$5,610.00 (+5.69%) Homeowner's exemption	$267,813 (+3%)	$414,453 (+16.45%) Land $75,000 Building $339,453
2022	$5,308.00 Homeowner's exemption	$260,013	$355,894 Land $50,000 Building $305,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20