1616 Waters Edge Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1616 Waters Edge Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,255 sqft · built 2001
Lot Size	0.207 acres (9,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,800 (Dec 2001)
Tax Bill	$4,456 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-04-26-021262-034-79`

Property Details

APN / Parcel Number

Primary APN	`30-04-26-021262-034-79`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,255 sqft Heated Area
Gross Area	4,278 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,028 sqft (0.207 acres)
Garage Area	506 sqft
Porch	Porch
Porch Area	355 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1616 WATERS EDGE DR
City	FLEMING ISLAND
State	FL
Zip	32003-8692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 79 WATERS EDGE AS REC O R2000 PG 554
Legal Range	26
Legal Township	04
Legal Section	30
Legal Subdivision	WATERS EDGE/EAGLE HARBOR
Legal Lot Number	79
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1616 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2001 · Amount on Record
Deed Sale	Dec 11, 2001 · Amount on Record
Deed Document Number	200158314
Deed Book / Page	2000 / 0554
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1616 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8692
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8692

Mortgage

Document Number	0044221525
Date	Mar 1, 2021
Book Page	4422/1525
Instrument	2021012489

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,456.00 (-29.33%) Homeowner's exemption	$332,350 (+5.99%)	$573,910 (+12.34%) Land $75,000 Building $498,910
2023	$6,305.00 (+5.36%) Homeowner's exemption	$313,577 (+3%)	$510,875 (+15.11%) Land $75,000 Building $435,875
2022	$5,984.00 Homeowner's exemption	$304,444	$443,819 Land $50,000 Building $393,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20