Monroe County property record for 1625 Ontario Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,820 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $329,000 (2020) |
| Tax Bill | $7,399.00 (2024) |
Source: Monroe County records · APN 07-12-181-063-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1625 ONTARIO DR, WATERLOO, IL 62298-5594 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Aug 28, 2017 | Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Jan 19, 2017 | Trustee's Deed, Construction Loan · Building or Construction Mortgage CITIZENS CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on Record |
| Deed Sale | Apr 30, 2020 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 30, 2020 |
| Property Address | 1625 ONTARIO DR, WATERLOO, IL 62298-5594 |
| Document Number | 0000407638 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 407638 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $493.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1625 ONTARIO DR, WATERLOO, IL 62298-5594 |
| Document Number | 0000407639 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 407639 |
| Name | BUSEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 28, 2017 |
| Property Address | 1625 ONTARIO DR, WATERLOO, IL 62298-5594 |
| Document Number | 0000391642 |
| Map Reference | DOC 297219 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 391642 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $463.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1625 ONTARIO DR, WATERLOO, IL 62298-5594 |
| Document Number | 0000391643 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 391643 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 19, 2017 |
| Property Address | 1625 ONTARIO DR, WATERLOO, IL 62298-5594 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 387921 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 17, 2018 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 140 E HALIFAX DR WATERLOO IL 62298, WATERLOO, IL 62298 |
| Investor | Possibly a Property Investor |
| Document Number | 0000387921 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 387921 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Address | FREEBURG, IL 62243 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 18, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $144,280 (+27.17%) Land $16,950 Building $127,330 | $432,840 (+27.17%) Land $50,850 Building $381,990 | |
| 2024 | $7,399.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $113,450 Land $15,510 Building $97,940 | $340,350 Land $46,530 Building $293,820 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 21% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-12-181-063-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 1,820 sqft Living Area |
| 1st Floor | 1,820 sqft 1st Floor |
| Basement Area | 1,820 sqft Basement |
| Unfinished Basement | 1,820 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 650 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 316 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 1625 ONTARIO DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5594 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 63 NORTH WINDS PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | NORTH WINDS |
| Legal Lot Number | 63 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 30 |
| Census Blockgroup | 4 |
| Census Block | 4060 |
| Census Tract | 600401 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures