Monroe County property record for 1614 Ontario Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,628 sqft · built 2018 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,207 (2025) |
| Deeds & Mortgages | Apr 2021 Construction Loan Jun 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-12-401-062-000 |
| Primary APN | 07-12-401-062-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,628 sqft Living Area |
| 1st Floor Area | 2,628 sqft |
| Basement Area | 2,628 sqft |
| Unfinished Basement | 2,628 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick/Stone |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 920 sqft |
| Cooling System | Central |
|---|
| Street Address | 1614 ONTARIO DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR2 |
| Legal Description | LOT 62 NORTH WINDS PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | NORTH WINDS |
| Legal Lot Number | 62 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 30 |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 600401 |
1614 Ontario Dr is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1614 ONTARIO DR, WATERLOO, IL 62298-5593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Construction Mortgage NEWREZ LLC |
| Jun 4, 2019 | Deed of Trust, Mortgage · Construction Mortgage FCB BANKS |
| Apr 12, 2017 | Warranty Deed, Subdivision Related Transfer ACCENT TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1614 ONTARIO DR, WATERLOO, IL 62298-5593 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000416311 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 416311 |
| Name | NEWREZ LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1614 ONTARIO DR, WATERLOO, IL 62298-5593 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000401782 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 401782 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 12, 2017 |
| Property Address | 1614 ONTARIO DR, WATERLOO, IL 62298-5593 |
| Document Number | 0000389221 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 389221 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 9, 2017 |
| Title Company | ACCENT TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $54.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2600 BROOKFIELD CT COLUMBIA IL 622362619, COLUMBIA, IL 62236-2619 |
The 2025 property tax bill for 1614 Ontario Dr was $10,207 with a homeowner's exemption, up 10.6% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,207.00 (+10.57%) Homeowner's exemption | $177,830 Land $16,950 Building $160,880 | $533,490 Land $50,850 Building $482,640 |
| 2024 | $9,231.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $139,310 Land $15,510 Building $123,800 | $417,930 Land $46,530 Building $371,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1614 Ontario Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1614 Ontario Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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