16229 Cobblestone Square Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 16229 Cobblestone Square Dr, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,113 sqft · built 2019
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,077 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-04-21-276-023.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-21-276-023.000-003`
Alternative APN	`0022017035659`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,113 sqft Living Area
Gross Area	3,844 sqft
1st Floor Area	4,226 sqft
Basement Area	2,113 sqft
Finished Basement	988 sqft
Unfinished Basement	1,125 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	1,215 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16229 COBBLESTONE SQUARE DR
City	GRANGER
State	IN
Zip	46530-1377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 VILLAS AT COBBLESTONE SQ 19/20 NP #2516 11/8/18
Legal Subdivision	VILLAS AT COBBLESTONE SQ 19/20
Legal Lot Number	7
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	11306

Owner

16229 Cobblestone Square Dr is owned and occupied by two individuals who acquired it in March 2022.

Source: St. Joseph County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16229 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1377
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Mar 21, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022
Deed Sale	Mar 21, 2022
Deed Document Number	20228457
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	16229 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1377
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002211338
Date	Apr 19, 2022
Instrument	2211338

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2052

Interest

Rate Type	Adjustable Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 21, 2022
Property Address	16229 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1377
Document Number	0002208457
Map Reference	IN 1829065
Instrument Date	Oct 6, 2021
Instrument	2208457
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16229 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1377

Tax Assessment & Valuation

The 2025 property tax bill for 16229 Cobblestone Square Dr was $9,077 with a homeowner's exemption, down 30.8% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,077.00 (-30.75%)	$730,700 Land $143,600 Building $587,100	$730,700 Land $143,600 Building $587,100
2024	$13,108.00 (+68.4%)
2023	$7,784.00 (-32%)	$653,300 (-) Land $143,600 Building $509,700	$653,300 (-) Land $143,600 Building $509,700
2022	$11,447.00 Homeowner's exemption	$653,300 Land $143,600 Building $509,700	$653,300 Land $143,600 Building $509,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16229 Cobblestone Square Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16229 Cobblestone Square Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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