16196 Cobblestone Square Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 16196 Cobblestone Square Dr, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,230 sqft · built 2019
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$619,800 (May 2020)
Tax Bill	$7,515 (2024)
Deeds & Mortgages	Apr 2026 Sale Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-21-276-027.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-21-276-027.000-003`
Alternative APN	`0022017035663`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,230 sqft Living Area
Gross Area	5,099 sqft
1st Floor Area	4,460 sqft
Basement Area	2,230 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	1,281 sqft
Parking Spaces	2 Parking Spaces
Pool Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16196 COBBLESTONE SQUARE DR
City	GRANGER
State	IN
Zip	46530-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 VILLAS AT COBBLESTONE SQ 19/20 NP #2516 11/8/18
Legal Subdivision	VILLAS AT COBBLESTONE SQ 19/20
Legal Lot Number	11
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	11306

Owner

Source: St. Joseph County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16196 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 16, 2023	Intrafamily Transfer, Transfer
May 1, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Deed Document Number	202011130
Last Transfer Date	Mar 10, 2023
Transfer Doc	0000005534
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 29, 2026
Property Address	16196 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0000010499
Instrument Date	Apr 16, 2026
Instrument	202610499
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16196 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 16, 2023
Property Address	16196 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0002305534
Instrument Date	Mar 14, 2023
Instrument	2305534
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16196 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16196 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 1, 2020
Property Address	16196 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0002011130
Map Reference	IN 1829065
Instrument Date	Apr 20, 2020
Instrument	2011130
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16196 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350

Mortgage

Document Number	0002011131
Date	May 1, 2020
Instrument	2011131

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$646,100 (-1.76%) Land $140,900 Building $505,200	$646,100 (-1.76%) Land $140,900 Building $505,200
2024	$7,515.00 (-12%)
2023	$8,540.00 (-5.01%)	$657,700 (-0.6%) Land $140,900 Building $516,800	$657,700 (-0.6%) Land $140,900 Building $516,800
2022	$8,990.00 Homeowner's exemption	$661,700 Land $140,900 Building $520,800	$661,700 Land $140,900 Building $520,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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