16178 Cobblestone Square Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 16178 Cobblestone Square Dr, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 770 sqft · built 2019
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Mar 2023)
Tax Bill	$7,879 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-04-21-276-028.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-21-276-028.000-003`
Alternative APN	`0022017035664`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	770 sqft Living Area
Gross Area	2,030 sqft
Basement Area	2,030 sqft
Finished Basement	1,260 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0022017035664
Street Address	16178 COBBLESTONE SQUARE DR
City	GRANGER
State	IN
Zip	46530-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 VILLAS AT COBBLESTONE SQ 19/20 NP #2516 11/8/18
Legal Subdivision	COBBLESTONE SQUARE
Legal Lot Number	12
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	11306

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16178 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Apr 29, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	0002306072
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 24, 2023
Property Address	16178 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0002306072
Map Reference	IN 1829065
Instrument Date	Mar 13, 2023
Instrument	2306072
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16178 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350

Mortgage

Document Number	0002306073
Date	Mar 24, 2023
Instrument	2306073

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 29, 2020
Property Address	16178 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0002010765
Map Reference	IN 1829065
Instrument Date	Apr 2, 2020
Instrument	2010765
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16178 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350

Mortgage

Document Number	0002010766
Date	Apr 29, 2020
Instrument	2010766

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$660,500 (+1.1%) Land $140,900 Building $519,600	$660,500 (+1.1%) Land $140,900 Building $519,600
2024	$7,879.00 (+1.22%)
2023	$7,784.00 (-4.09%)	$653,300 (-) Land $140,900 Building $512,400	$653,300 (-) Land $140,900 Building $512,400
2022	$8,116.00 Homeowner's exemption	$653,300 Land $140,900 Building $512,400	$653,300 Land $140,900 Building $512,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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