16188 E Indigo Loop, Summerdale, AL 36580 Property Records

Baldwin County property record for 16188 E Indigo Loop, Summerdale, AL 36580

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 840 sqft · built 1995
Lot Size	0.476 acres (20,748 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Mar 2018)
Tax Bill	$519 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`55-02-04-0-000-019.008`

Property Details

APN / Parcel Number

Primary APN	`55-02-04-0-000-019.008`
Alternative APNs	`109824` `345237`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Heated Area
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,748 sqft (0.476 acres)
Lot Dimensions	212 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	2 Parking Spaces
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	345237
Street Address	16188 E INDIGO LOOP
City	SUMMERDALE
State	AL
Zip	36580-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100'X212.23'IRR LOT 7 BLK A RAINBOW PLANTATIONS SLIDES 1297B AND 1298A SEC4 T7S R3E (WD)
Legal Subdivision	RAINBOW PLANTATIONS
Legal Block	A
Legal Lot Number	7
Jurisdiction	BALDWIN AL
Township / Civil Division	SUMMERDALE
Census Block Group	1
Census Block	1048
Census Tract	11000

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16188 E INDIGO LOOP, SUMMERDALE, AL 36580-4027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Warranty Deed, Transfer · FHA Mortgage PNC MTG/FL
Jun 26, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	20181686788
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 26, 2018
Property Address	16188 E INDIGO LOOP, SUMMERDALE, AL 36580-4027
Document Number	0001686788
Instrument Date	Mar 22, 2018
Instrument	1686788
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16188 E INDIGO LOOP SUMMERDALE AL 365804027, SUMMERDALE, AL 36580-4027

Mortgage

Document Number	1686789
Date	Mar 26, 2018
Instrument	1686789

Lender

Name	PNC MTG/FL
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 26, 2017
Property Address	16188 E INDIGO LOOP, SUMMERDALE, AL 36580-4027
Document Number	0001640194
Instrument Date	Jun 20, 2017
Instrument	1640194
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$94.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	901 STRAWBERRY LN GAYLORD MI 497359395, GAYLORD, MI 49735-9395

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$519.00 (+7.23%)	$19,800 (+4.65%) Land $8,360 Building $11,440	$207,200 (+9.63%) Land $87,600 Building $119,600
2023	$484.00 (+35.57%) Homeowner's exemption	$18,920 (+31.57%)	$189,000 (+31.43%) Land $75,000 Building $114,000
2022	$357.00 (+10.53%) Homeowner's exemption	$14,380	$143,800 Land $56,000 Building $87,800
2021	$323.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	221 (1995–2020)
Claims Outside the SFHA	50 of 221
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 43 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 72 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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