Osceola County property record for 1606 Gar St, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,024 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Garage | Carport, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $222,000 (2025) |
| Tax Bill | $2,689.00 (2024) |
| Primary APN | 02-26-31-4720-0001-0920 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,024 sqft Living Area |
| Gross Area | 1,444 sqft Gross Area |
| 1st Floor | 1,024 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Depth X Width | 80 ft x 120 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 420 sqft Garage |
| Carport | Carport |
| Carport Area | 420 sqft Carport |
| Shed | 1 Shed |
| Shed Area | 48 sqft Shed |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 1606 GAR ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9762 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE GROVE PARK PB 1 PG 245 LOTS 92-94 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | PINE GROVE PARK |
| Legal Tract | 4720 |
| Legal Block | 920 |
| Legal Lot Number | 92 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 43801 |
Source: Osceola County records · APN 02-26-31-4720-0001-0920
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1606 GAR ST, SAINT CLOUD, FL 34771-9762 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Dec 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Sep 17, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 12, 2019 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on Record |
| Deed Sale | Dec 31, 2025 · Amount on Record |
| Prior Sale | May 06, 2003 · Amount on Record |
| Deed Doc Number | 2025159597 |
| Deed Book / Page | 6902 / 10 |
| Prior Transfer Date | Jul 28, 2025 |
| Prior Transfer Doc | 0068502534 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 31, 2025 |
| Property Address | 1606 GAR ST, SAINT CLOUD, FL 34771-9762 |
| Document Number | 0069020010 |
| Book / Page | 6902 / 10 |
| Map Reference | MB 1 PG 245 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 2025159597 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | UNKNOWN, A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,554.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1560 JOYCE HUGHES WAY, OKAHUMPKA, FL 34762-6791 |
| Name | Verified Name |
|---|---|
| Address | 1606 GAR ST, SAINT CLOUD, FL 34771-9762 |
| Document Number | 0000690212 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 6902/12 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 17, 2025 |
| Property Address | 1606 GAR ST, SAINT CLOUD, FL 34771-9762 |
| Document Number | 0068502534 |
| Book / Page | 6850 / 2534 |
| Map Reference | MB 1 PG 245 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 2025115635 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7035 SANTA IRENE CIR APT 40, 40, BUENA PARK, CA 90620-4854 |
| Name | Verified Name |
|---|---|
| Address | 1 SUNSET RIDGE LN, FREDERICKSBURG, VA 22405-5784 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 12, 2019 |
| Property Address | 1606 GAR ST, SAINT CLOUD, FL 34771-9762 |
| Document Number | 0054752757 |
| Book / Page | 005475 / 002757 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 18108 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 SUNSET RIDGE LN FREDERICKSBURG VA 224055784, FREDERICKSBURG, VA 22405-5784 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,913.00 (+8.33%) | $177,300 (+0.8%) Land $40,000 Building $137,300 | $177,300 (+0.8%) Land $40,000 Building $137,300 |
| 2024 | $2,689.00 (+1.63%) | $175,900 (-1.62%) Land $40,000 Building $135,900 | $175,900 (-1.62%) Land $40,000 Building $135,900 |
| 2023 | $2,646.00 (+18.55%) | $178,800 (+37.01%) Land $40,000 Building $138,800 | $178,800 (+37.01%) Land $40,000 Building $138,800 |
| 2022 | $2,232.00 | $130,500 Land $27,600 Building $102,900 | $130,500 Land $27,600 Building $102,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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