St. Louis County property record for 16200 Windfall Ridge Dr, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,638 sqft · built 1983 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Jun 2016) |
| Tax Bill | $6,928 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20T-61-0752 |
| Primary APN | 20T-61-0752 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,638 sqft Living Area |
| Gross Area | 3,319 sqft |
| 1st Floor Area | 1,209 sqft |
| Basement Area | 152 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 138 ft deep x 128 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 125 sqft |
| Patio Area | 240 sqft |
| Balcony Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16200 WINDFALL RIDGE DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-4755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R2 |
| Legal Description | BENT TREE PLAT 2 LOT PT 374 |
| Legal Subdivision | BENT TREE PLAT 2 |
| Legal Lot Number | 374 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 221631 |
16200 Windfall Ridge Dr is owned and occupied by two individuals who bought it in June 2016.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16200 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC |
| Jun 22, 2021 | Deed of Trust, Mortgage · Line of Credit TIAA FSB HOLDINGS INC |
| Mar 1, 2019 | Deed of Trust, Mortgage · Line of Credit TIAA FSB |
| Mar 1, 2019 | Deed of Trust, Mortgage · Line of Credit TIAA FSB |
| Apr 23, 2018 | Deed of Trust, Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2016 · Amount on File |
| Deed Sale | Jun 20, 2016 · Amount on File |
| Prior Sale | Jun 15, 2012 · Amount on File |
| Deed Document Number | 2016689 |
| Deed Book / Page | 22066 / 3849 |
| Prior Transfer Date | Aug 6, 1997 |
| Prior Transfer Doc | 0000000397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16200 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 16200 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4755 |
| Document Number | 2023082300109 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2023082300109 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16200 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4755 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|
| Document Number | 0240001077 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 24000/1077 |
| Instrument | 2020041300103 |
| Name | FAMILY FINANCE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ARNOLD, MO 63010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16200 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4755 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16200 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4755 |
| Document Number | 0249400754 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 24940/754 |
| Instrument | 2021062200118 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16200 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4755 |
| Document Number | 0234683048 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16200 WINDFALL RIDGE DR CHESTERFIELD MO 630054755, CHESTERFIELD, MO 63005-4755 |
| Document Number | 0234683048 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 023468/003048 |
| Instrument | 508 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16200 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4755 |
| Document Number | 0235742725 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | ELITE LENDER SERVICES INC, ELITE LENDER SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16200 WINDFALL RIDGE DR CHESTERFIELD MO 630054755, CHESTERFIELD, MO 63005-4755 |
| Document Number | 0235742725 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 023574/002725 |
| Instrument | 407 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16200 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4755 |
| Document Number | 0230440691 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16200 WINDFALL RIDGE DR CHESTERFIELD MO 630054755, CHESTERFIELD, MO 63005-4755 |
| Document Number | 0230440691 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 023044/000691 |
| Instrument | 109 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 28, 2048 |
The 2025 property tax bill for 16200 Windfall Ridge Dr was $6,928, up 9.7% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,460 (-) Land $33,760 Building $65,700 | $523,500 (-) Land $177,700 Building $345,800 | |
| 2025 | $6,928.00 (+9.72%) | $99,460 Land $33,760 Building $65,700 | $523,500 Land $177,700 Building $345,800 |
| 2024 | $6,314.00 (+2.67%) | ||
| 2023 | $6,150.00 (+5.15%) | $88,580 (+12.55%) Land $25,330 Building $63,250 | $466,200 Land $133,300 Building $332,900 |
| 2022 | $5,849.00 | $78,700 Land $28,180 Building $50,520 | |
| 2021 | $414,200 Land $148,300 Building $265,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16200 Windfall Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16200 Windfall Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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