16209 Unity St NW, Andover, MN 55304 Property Records

Anoka County property record for 16209 Unity St NW, Andover, MN 55304

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,622 sqft · built 2016
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Aug 2020)
Tax Bill	$4,193 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-32-24-13-0022`

Property Details

APN / Parcel Number

Primary APN	`14-32-24-13-0022`
Alternative APN	`1711285`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
1st Floor Area	1,622 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Driveway	Driveway
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16209 UNITY ST NW
City	ANDOVER
State	MN
Zip	55304-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 1 COUNTRY OAKS WEST , EX RD SUBJ TOEASE OF REC
Legal Range	24W
Legal Township	32N
Legal Section	14
Legal Subdivision	COUNTRY OAKS WEST
Legal Block	1
Legal Lot Number	18
Jurisdiction	ANOKA MN
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1011
Census Tract	50217

Owner

16209 Unity St NW is owned and occupied by two individuals who bought it in August 2020.

Source: Anoka County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16209 UNITY ST NW, ANDOVER, MN 55304-4821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Aug 3, 2020	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Jul 8, 2016 · Amount on File
Deed Document Number	20202272240001
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	16209 UNITY ST NW, ANDOVER, MN 55304-4821
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2247110003
Date	Dec 27, 2019
Instrument	A2247110.003

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Aug 3, 2020
Property Address	16209 UNITY ST NW, ANDOVER, MN 55304-4821
Document Number	2272240001
Instrument Date	Jul 24, 2020
Instrument	2272240001
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,086.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16209 UNITY ST NW ANDOVER MN 553044821, ANDOVER, MN 55304-4821

Mortgage

Document Number	2272240002
Date	Aug 3, 2020
Instrument	2272240002

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 16209 Unity St NW was $4,193 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Andover City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,193.00 Homeowner's exemption	$404,300 Land $55,600 Building $348,700	$404,300 Land $55,600 Building $348,700
2024	$3,751.00	$385,100 Land $49,100 Building $336,000	$385,100 Land $49,100 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16209 Unity St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16209 Unity St NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Andover serves 21,455 people · EPA ID MN1020034
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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