16191 Unity St NW, Andover, MN 55304 Property Records

Anoka County property record for 16191 Unity St NW, Andover, MN 55304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,640 sqft · built 2016
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Feb 2026)
Tax Bill	$4,991 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-32-24-13-0019`

Property Details

APN / Parcel Number

Primary APN	`14-32-24-13-0019`
Alternative APN	`1711282`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Driveway	Driveway
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16191 UNITY ST NW
City	ANDOVER
State	MN
Zip	55304-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLOCK 1 COUNTRY OAKS WEST CIC NO 221, TOG/WCOMMON ELEMENT, SUBJ TO EASE OF REC
Legal Range	24W
Legal Township	32N
Legal Section	14
Legal Subdivision	COUNTRY OAKS WEST
Legal Block	1
Legal Lot Number	15
Jurisdiction	ANOKA MN
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1011
Census Tract	50217

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16191 UNITY ST NW, ANDOVER, MN 55304-4820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer · FHA Mortgage GRANITE COMMUNITY BANK
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE
Jan 10, 2017	Grant Deed, Subdivision Related Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Feb 4, 2026 · Amount on Record
Deed Document Number	20262459473
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Feb 11, 2026
Property Address	16191 UNITY ST NW, ANDOVER, MN 55304-4820
Document Number	A2459473001
Instrument Date	Feb 9, 2026
Instrument	A2459473.001
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	GREAT NORTHERN TITLE, GREAT NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16191 UNITY ST NW, ANDOVER, MN 55304-4820

Mortgage

Document Number	A2459473002
Date	Feb 11, 2026
Instrument	A2459473.002

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	16191 UNITY ST NW, ANDOVER, MN 55304-4820
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	ESQUIRE TITLE SERVICE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2300826001
Date	Jan 29, 2021
Instrument	A2300826.001

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ANOKA MN
Recording Date	Jan 10, 2017
Property Address	16191 UNITY ST NW, ANDOVER, MN 55304-4820
Document Number	2160296001
Instrument Date	Jan 10, 2017
Instrument	2160296001
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2017
Title Company	TWIN CITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16191 # Y ST NW ANDOVER MN 55304, ANDOVER, MN 55304

Mortgage

Document Number	2160296002
Date	Jan 10, 2017
Instrument	2160296002

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Andover City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,991.00 (+11.61%) Homeowner's exemption	$401,400 (+4.1%) Land $55,600 Building $345,800	$401,400 (+4.1%) Land $55,600 Building $345,800
2024	$4,472.00	$385,600 Land $49,100 Building $336,500	$385,600 Land $49,100 Building $336,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Andover serves 21,455 people · EPA ID MN1020034
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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