16185 Unity St NW, Andover, MN 55304 Property Records

Anoka County property record for 16185 Unity St NW, Andover, MN 55304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2016
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Mar 2017)
Tax Bill	$5,531 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-32-24-13-0018`

Property Details

APN / Parcel Number

Primary APN	`14-32-24-13-0018`
Alternative APN	`1711281`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Driveway	Driveway
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16185 UNITY ST NW
City	ANDOVER
State	MN
Zip	55304-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLOCK 1 COUNTRY OAKS WEST CIC NO 221, TOG/WCOMMON ELEMENT, SUBJ TO EASE OF REC
Legal Range	24W
Legal Township	32N
Legal Section	14
Legal Subdivision	COUNTRY OAKS WEST
Legal Block	1
Legal Lot Number	14
Jurisdiction	ANOKA MN
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1011
Census Tract	50217

Owner

16185 Unity St NW is owned and occupied by an individual who bought it in March 2017.

Source: Anoka County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	16185 UNITY ST NW, ANDOVER, MN 55304-4820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 27, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2017 · Amount on File
Deed Sale	Mar 27, 2017 · Amount on File
Prior Sale	Jul 14, 2016 · Amount on File
Deed Document Number	20172166403001
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	16185 UNITY ST NW, ANDOVER, MN 55304-4820
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2322483001
Date	Jun 10, 2021
Instrument	A2322483.001

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Mar 27, 2017
Property Address	16185 UNITY ST NW, ANDOVER, MN 55304-4820
Document Number	2166403001
Instrument Date	Mar 24, 2017
Instrument	2166403001
Transaction Type	Subdivision Related Transfer
Record Updated	May 4, 2017
Title Company	TWIN CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$801.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16185 # Y ST NW ANDOVER MN 55304, ANDOVER, MN 55304

Mortgage

Document Number	2166403002
Date	Mar 27, 2017
Instrument	2166403002

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 16185 Unity St NW was $5,531 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Andover City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,531.00 Homeowner's exemption	$404,600 Land $55,600 Building $349,000	$404,600 Land $55,600 Building $349,000
2024	$3,953.00	$382,000 Land $49,100 Building $332,900	$382,000 Land $49,100 Building $332,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16185 Unity St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16185 Unity St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Andover serves 21,455 people · EPA ID MN1020034
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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