16197 Unity St NW, Andover, MN 55304 Property Records

Anoka County property record for 16197 Unity St NW, Andover, MN 55304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,622 sqft · built 2016
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$244,900 (Aug 2016)
Tax Bill	$3,917 (2026)
Deeds & Mortgages	Jun 2026 Sale Jul 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-32-24-13-0020`

Property Details

APN / Parcel Number

Primary APN	`14-32-24-13-0020`
Alternative APN	`1711283`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
1st Floor Area	1,622 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Driveway	Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1711283
Street Address	16197 UNITY ST NW
City	ANDOVER
State	MN
Zip	55304-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLOCK 1 COUNTRY OAKS WEST , EX RD SUBJ TOEASE OF REC
Legal Range	24W
Legal Township	32N
Legal Section	14
Legal Subdivision	COUNTRY OAKS WEST
Legal Block	1
Legal Lot Number	16
Jurisdiction	ANOKA MN
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1011
Census Tract	50217

Owner

16197 Unity St NW is owned and occupied by an individual who acquired it in June 2026.

Source: Anoka County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	16197 UNITY ST NW, ANDOVER, MN 55304-4820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed, Transfer
Jul 16, 2026	Transfer on Death Deed, Transfer LEGACY TITLE
Jun 26, 2023	Deed of Trust, Mortgage ANOKA HENNEPIN CU
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Aug 16, 2018	Deed of Trust, Mortgage · Conventional with PMI ERATES MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2016 · Amount on File
Deed Sale	Aug 1, 2016 · Amount on File
Prior Sale	Feb 26, 2016 · Amount on File
Deed Document Number	20162144251001
Last Transfer Date	Jun 11, 2026
Transfer Doc	0002471977
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANOKA MN
Recording Date	Jun 11, 2026
Property Address	16197 UNITY ST NW, ANDOVER, MN 55304-4820
Document Number	0001884132
Instrument Date	Jun 11, 2026
Instrument	20261884132
Transaction Type	Transfer
Record Updated	Jul 7, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16197 UNITY ST NW, ANDOVER, MN 55304-4820

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ANOKA MN
Recording Date	Jul 16, 2026
Property Address	16197 UNITY ST NW, ANDOVER, MN 55304-4820
Document Number	0002471977
Instrument Date	Jun 11, 2026
Instrument	20262471977
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	LEGACY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16197 UNITY ST NW, ANDOVER, MN 55304-4820

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	16197 UNITY ST NW, ANDOVER, MN 55304-4820
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2393372001
Date	Jun 26, 2023
Instrument	A2393372.001

Lender

Name	ANOKA HENNEPIN CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55448

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2038

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	16197 UNITY ST NW, ANDOVER, MN 55304-4820
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2310696001
Date	Mar 29, 2021
Instrument	A2310696.001

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	16197 UNITY ST NW, ANDOVER, MN 55304-4820
Document Number	2207408001
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16197 UNITY ST NW ANDOVER MN 553044820, ANDOVER, MN 55304-4820

Mortgage

Document Number	2207408001
Date	Aug 23, 2018
Instrument	2207408001

Lender

Name	ERATES MTG
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 16197 Unity St NW was $3,917.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Andover City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,917.00	$382,600 Land $55,600 Building $327,000	$382,600 Land $55,600 Building $327,000
2024	$3,496.00	$359,500 Land $49,100 Building $310,400	$359,500 Land $49,100 Building $310,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16197 Unity St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16197 Unity St NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Andover serves 21,455 people · EPA ID MN1020034
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

Nearby Properties on Unity St NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures