16208 Speaker Ave, Belton, MO 64012 Property Records

Cass County property record for 16208 Speaker Ave, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,393 sqft · built 1988
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$6,524 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-06-300-024-003.002`

Property Details

APN / Parcel Number

Primary APN	`04-03-06-300-024-003.002`
Alternative APN	`2408802`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,393 sqft Living Area
1st Floor Area	1,393 sqft
Basement Area	1,393 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	124 sqft
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	2408802
Street Address	16208 SPEAKER AVE
City	BELTON
State	MO
Zip	64012-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTINWOOD ADD LOT 38
Legal Range	32
Legal Township	46
Legal Section	06
Legal Subdivision	MARTINWOOD
Legal Lot Number	38
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	5
Census Block	5023
Census Tract	60004

Owner

16208 Speaker Ave is owned and occupied by an individual who acquired it in December 2022.

Source: Cass County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16208 SPEAKER AVE, BELTON, MO 64012-1647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 5, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 19, 2022	Deed of Trust, Mortgage · Line of Credit MISSOURI CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022
Deed Sale	Dec 5, 2022
Deed Document Number	727063
Deed Book / Page	4917 / 121
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16208 SPEAKER AVE, BELTON, MO 64012-1647
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16208 SPEAKER AVE, BELTON, MO 64012-1647

Mortgage

Document Number	0004992/77
Date	Sep 12, 2023
Book Page	4992/77
Instrument	739467

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Dec 5, 2022
Property Address	16208 SPEAKER AVE, BELTON, MO 64012-1647
Document Number	004917/121
Book / Page	4917 / 121
Map Reference	MB 2 PG 66
Instrument Date	Dec 2, 2022
Instrument	727063
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16208 SPEAKER AVE, BELTON, MO 64012-1647

Mortgage

Document Number	0004917122
Date	Dec 5, 2022
Instrument	4917/122

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16208 SPEAKER AVE, BELTON, MO 64012-1647
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16208 SPEAKER AVE, BELTON, MO 64012-1647

Mortgage

Document Number	004855/127
Date	May 19, 2022
Book Page	4855/127
Instrument	716679

Lender

Name	MISSOURI CENTRAL CU
Type	Credit Union
Address	LEES SUMMIT, MO 64086

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16208 Speaker Ave was $6,524.

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,524.00	$34,340 Land $3,690 Building $30,650	$180,740 Land $19,440 Building $161,300
2023	$2,385.00 (+4,974.47%)	$28,900 (+15.74%) Land $3,360 Building $25,540	$152,120 Land $17,680 Building $134,440
2022	$47.00	$24,970 Land $3,360 Building $21,610
2021			$131,410 Land $17,680 Building $113,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16208 Speaker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16208 Speaker Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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