16213 Speaker Ave, Belton, MO 64012 Property Records

Cass County property record for 16213 Speaker Ave, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,182 sqft · built 1988
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$317,205 (Oct 2023)
Tax Bill	$4,978 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-03-06-000-000-021.011`

Property Details

APN / Parcel Number

Primary APN	`04-03-06-000-000-021.011`
Alternative APN	`2351308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	1,182 sqft
Basement Area	1,182 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	28 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2351308
Street Address	16213 SPEAKER AVE
City	BELTON
State	MO
Zip	64012-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGE GROVE LOT 7
Legal Range	32
Legal Township	46
Legal Section	06
Legal Subdivision	COTTAGE GROVE
Legal Lot Number	7
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	5
Census Block	5022
Census Tract	60004

Owner

16213 Speaker Ave is owned and occupied by an individual who bought it in October 2023.

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16213 SPEAKER AVE, BELTON, MO 64012-1646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Feb 25, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on File
Deed Sale	Oct 25, 2023 · Amount on File
Prior Sale	Sep 30, 2015
Deed Document Number	2023741654
Deed Book / Page	5005 / 91
Prior Transfer Date	Feb 25, 2021
Prior Transfer Doc	0004644/40
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Oct 25, 2023
Property Address	16213 SPEAKER AVE, BELTON, MO 64012-1646
Document Number	0005005/91
Book / Page	5005 / 91
Map Reference	MB 12 PG 26
Instrument Date	Oct 20, 2023
Instrument	741654
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16213 SPEAKER AVE, BELTON, MO 64012-1646

Mortgage

Document Number	0000500595
Date	Oct 25, 2023
Instrument	5005/95

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

February 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CASS MO
Recording Date	Feb 25, 2021
Property Address	16213 SPEAKER AVE, BELTON, MO 64012-1646
Document Number	0004644/40
Book / Page	4644 / 40
Map Reference	MB 12 PG 26
Instrument Date	Feb 25, 2021
Instrument	685251
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16213 SPEAKER AVE, BELTON, MO 64012-1646

Tax Assessment & Valuation

The 2025 property tax bill for 16213 Speaker Ave was $4,978, up 158.5% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,978.00 (+158.46%)	$26,200 Land $2,380 Building $23,820	$137,850 Land $12,510 Building $125,340
2024	$1,926.00 (+0.26%)
2023	$1,921.00 (+4,955.26%)	$23,280 (+14.57%) Land $2,160 Building $21,120	$122,510 Land $11,380 Building $111,130
2022	$38.00	$20,320 Land $2,160 Building $18,160
2021			$106,930 Land $11,380 Building $95,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16213 Speaker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16213 Speaker Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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