Cass County property record for 16203 Speaker Ave, Belton, MO 64012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,184 sqft · built 1989 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,179 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Aug 2012 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-03-06-000-000-021.006 |
| Primary APN | 04-03-06-000-000-021.006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 1,184 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 144 sqft |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Account Number | 2351303 |
|---|---|
| Street Address | 16203 SPEAKER AVE |
| City | BELTON |
| State | MO |
| Zip | 64012-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTAGE GROVE LOT 2 |
| Legal Range | 32 |
| Legal Township | 46 |
| Legal Section | 06 |
| Legal Subdivision | COTTAGE GROVE |
| Legal Lot Number | 2 |
| Jurisdiction | CASS MO |
| Township / Civil Division | RAYMORE |
| Census Block Group | 5 |
| Census Block | 5022 |
| Census Tract | 60004 |
Source: Cass County records, as of December 1, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 16203 SPEAKER AVE, BELTON, MO 64012-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Aug 3, 2012 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Feb 28, 2008 | Trustee's Deed, Foreclosure · VA Mortgage UNIVERSAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 28, 2008 |
| Transfer Doc | 3097/804 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 16203 SPEAKER AVE, BELTON, MO 64012-1646 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16203 SPEAKER AVE, BELTON, MO 64012-1646 |
| Document Number | 00005045/6 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 5045/6 |
| Instrument | 747697 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 16203 SPEAKER AVE, BELTON, MO 64012-1646 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003591/049 |
|---|---|
| Date | Aug 3, 2012 |
| Book Page | 3591/049 |
| Instrument | 504890 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2042 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Feb 28, 2008 |
| Property Address | 16203 SPEAKER AVE, BELTON, MO 64012-1646 |
| Document Number | 003097/804 |
| Book / Page | 3097 / 804 |
| Instrument Date | Feb 28, 2008 |
| Instrument | 406506 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16203 SPEAKER AVE, BELTON, MO 64012-1646 |
| Document Number | 0000406507 |
|---|---|
| Date | Feb 28, 2008 |
| Instrument | 406507 |
| Name | UNIVERSAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2038 |
Source: Cass County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Belton City |
| Unified School District | Belton 124 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,179.00 (+162.36%) | $27,260 (+13.92%) Land $2,380 Building $24,880 | $143,450 (+13.9%) Land $12,510 Building $130,940 |
| 2023 | $1,974.00 (+4,961.54%) | $23,930 (+15.21%) Land $2,160 Building $21,770 | $125,940 (+15.18%) Land $11,380 Building $114,560 |
| 2022 | $39.00 | $20,770 Land $2,160 Building $18,610 | |
| 2021 | $109,340 Land $11,380 Building $97,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELTON PWS serves 23,598 people · EPA ID MO1010061 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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