Cass County property record for 16205 Speaker Ave, Belton, MO 64012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,242 sqft · built 1989 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $367,479 (Apr 2026) |
| Tax Bill | $5,344 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jan 2019 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-03-06-000-000-021.007 |
| Primary APN | 04-03-06-000-000-021.007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,242 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 1,242 sqft |
| Basement Area | 1,242 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 117 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Heating System | HVAC |
|---|
| Account Number | 2351304 |
|---|---|
| Street Address | 16205 SPEAKER AVE |
| City | BELTON |
| State | MO |
| Zip | 64012-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTAGE GROVE LOT 3 |
| Legal Range | 32 |
| Legal Township | 46 |
| Legal Section | 06 |
| Legal Subdivision | COTTAGE GROVE |
| Legal Lot Number | 3 |
| Jurisdiction | CASS MO |
| Township / Civil Division | RAYMORE |
| Census Block Group | 5 |
| Census Block | 5022 |
| Census Tract | 60004 |
Source: Cass County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 7, 2023 | Deed of Trust, Mortgage RON SHADDOX LIVING TRUST |
| Jan 8, 2019 | Deed of Trust, Mortgage · Balloon Mortgage RONALD SHADDOX |
| Feb 15, 2005 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Aug 28, 2012 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| May 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 8, 2019 | Deed of Trust, Mortgage · Balloon Mortgage RONALD SHADDOX |
| Sep 18, 2014 | Warranty Deed, Transfer · Conventional Mortgage PULASKI BANK |
| Nov 19, 2007 | Warranty Deed, Transfer · Conventional Mortgage PULASKI BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | May 31, 2023 · Amount on Record |
| Deed Document Number | 2026782915 |
| Deed Book / Page | 5291 / 80 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004949/42 |
|---|---|
| Date | Apr 7, 2023 |
| Book Page | 4949/42 |
| Instrument | 732465 |
| Name | RON SHADDOX LIVING TRUST |
|---|---|
| Type | Private Party |
| Address | PO BOX 1366, WARSAW, MO 65355 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Title Company | KANSAS CITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 004323/058 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 4323/058 |
| Instrument | 638780 |
| Name | RONALD SHADDOX |
|---|---|
| Type | Private Party |
| Address | 133 PEG LEG LN, SUGARLOAF SHRS, FL 33042 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002564/726 |
|---|---|
| Date | Feb 15, 2005 |
| Book Page | 2564/726 |
| Instrument | 318961 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2035 |
| Prepayment Penalty | 00 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.95% |
| Type Change Date | Mar 1, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.95% |
| Max Rate At Change | 9.95% |
| Index | 6-Month LIBOR |
| Max Rate | 12.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003599/161 |
|---|---|
| Date | Aug 28, 2012 |
| Book Page | 3599/161 |
| Instrument | 506525 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Apr 17, 2026 |
| Property Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Document Number | 0000782915 |
| Book / Page | 5291 / 80 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 2026.782915 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | ALLIANCE NATIONAL TITLE LLC, ALLIANCE NATIONAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Document Number | 0000782915, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 5291/113 |
| Instrument | 2026.782915 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | May 31, 2023 |
| Property Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Document Number | 0004963/52 |
| Book / Page | 4963 / 52 |
| Instrument Date | May 30, 2023 |
| Instrument | 734660 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Document Number | 0000496353 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 4963/53 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2019 |
| Title Company | KANSAS CITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 4323/058 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 4323/058 |
| Instrument | 638780 |
| Name | RONALD SHADDOX |
|---|---|
| Type | Private Party |
| Address | 133 PEG LEG LN, SUGARLOAF SHRS, FL 33042 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Sep 18, 2014 |
| Property Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Document Number | 003830/783 |
| Book / Page | 3830 / 783 |
| Instrument Date | Sep 15, 2014 |
| Instrument | 550857 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | KANSAS CITY TITLE, KANSAS CITY TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Document Number | 0000550858 |
|---|---|
| Date | Sep 18, 2014 |
| Instrument | 550858 |
| Name | PULASKI BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Nov 19, 2007 |
| Property Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Document Number | 003063/089 |
| Book / Page | 3063 / 089 |
| Map Reference | MB 12 PG 26 |
| Instrument Date | Nov 16, 2007 |
| Instrument | 400339 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16205 SPEAKER AVE, BELTON, MO 64012-1646 |
| Document Number | 0000400340 |
|---|---|
| Date | Nov 19, 2007 |
| Instrument | 400340 |
| Name | PULASKI BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2037 |
Source: Cass County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Belton City |
| Unified School District | Belton 124 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,344.00 (+161.7%) | $28,130 (+13.93%) Land $2,380 Building $25,750 | $148,020 (+13.91%) Land $12,510 Building $135,510 |
| 2024 | $2,042.00 (+0.25%) | ||
| 2023 | $2,037.00 (+4,992.5%) | $24,690 (+14.68%) Land $2,160 Building $22,530 | $129,950 (+14.66%) Land $11,380 Building $118,570 |
| 2022 | $40.00 | $21,530 Land $2,160 Building $19,370 | |
| 2021 | $113,340 Land $11,380 Building $101,960 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELTON PWS serves 23,598 people · EPA ID MO1010061 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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