16170 E Indigo Loop, Summerdale, AL 36580 Property Records

Baldwin County property record for 16170 E Indigo Loop, Summerdale, AL 36580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,712 sqft · built 2004
Lot Size	0.475 acres (20,730 sqft)
Owner	Individual Name on Record
Tax Bill	$546 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`55-02-04-0-000-019.007`

Property Details

APN / Parcel Number

Primary APN	`55-02-04-0-000-019.007`
Alternative APNs	`109823` `210687`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,712 sqft Heated Area
1st Floor Area	1,712 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,730 sqft (0.475 acres)
Lot Dimensions	212 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Utility Building	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	210687
Street Address	16170 E INDIGO LOOP
City	SUMMERDALE
State	AL
Zip	36580-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100'X212.11'IRR LOT 6 BLK A RAINBOW PLANTATIONSSLIDES 1297B AND 1298A SEC4 T7S R3E SURVIVORSHIP(WD/SURVIVORSHIP)
Legal Subdivision	RAINBOW PLANTATIONS
Legal Block	A
Legal Lot Number	6
Jurisdiction	BALDWIN AL
Township / Civil Division	SUMMERDALE
Census Block Group	1
Census Block	1048
Census Tract	11000

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16170 E INDIGO LOOP, SUMMERDALE, AL 36580-4027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 30, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16170 E INDIGO LOOP, SUMMERDALE, AL 36580-4027
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001642415
Date	Jul 6, 2017
Instrument	1642415

Lender

Name	PNC BANK NA
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 30, 2022
Property Address	16170 E INDIGO LOOP, SUMMERDALE, AL 36580-4027
Document Number	0001988951
Map Reference	SLIDE 1297-B
Instrument Date	Mar 25, 2022
Instrument	1988951
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2927 CO RD 105, LAKE ODESSA, MI 48849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16170 E INDIGO LOOP, SUMMERDALE, AL 36580-4027

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$546.00 (+5.61%)	$25,860 (+3.69%) Land $8,500 Building $17,360	$266,700 (+6.98%) Land $87,600 Building $179,100
2023	$517.00 (+32.9%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$24,940 (+31.13%)	$249,300 (+31.14%) Land $75,000 Building $174,300
2022	$389.00 (+6.58%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$19,020	$190,100 Land $56,000 Building $134,100
2021	$365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	221 (1995–2020)
Claims Outside the SFHA	50 of 221
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 43 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 72 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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