16202 Speaker Ave, Belton, MO 64012 Property Records

Cass County property record for 16202 Speaker Ave, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 1992
Lot Size	0.356 acres (15,507 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Nov 2010)
Tax Bill	$2,408 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-06-300-024-001.000`

Property Details

APN / Parcel Number

Primary APN	`04-03-06-300-024-001.000`
Alternative APN	`2408900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,190 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	1,190 sqft
Basement Area	1,190 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2408900
Street Address	16202 SPEAKER AVE
City	BELTON
State	MO
Zip	64012-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTINWOOD ADD LOT 41
Legal Range	32
Legal Township	46
Legal Section	06
Legal Subdivision	MARTINWOOD
Legal Lot Number	41
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	5
Census Block	5023
Census Tract	60004

Owner

16202 Speaker Ave is owned and occupied by an individual who acquired it in May 2021.

Source: Cass County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	16202 SPEAKER AVE, BELTON, MO 64012-1647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 14, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2010 · Amount on File
Deed Sale	Nov 8, 2010 · Amount on File
Prior Sale	Aug 3, 2010 · Amount on File
Deed Document Number	2010465801
Deed Book / Page	3401 / 551
Last Transfer Date	May 14, 2021
Transfer Doc	4686/109
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Recording Date	May 28, 2026
Property Address	16202 SPEAKER AVE, BELTON, MO 64012-1647
Document Number	0000785010
Book / Page	5306 / 70
Instrument Date	May 20, 2026
Instrument	2026785010
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16202 SPEAKER AVE, BELTON, MO 64012-1647

Mortgage

Document Number	0000785010,
Date	May 28, 2026
Book Page	5306/70
Instrument	2026785010

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2056

Interest

Rate	6.23%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16202 SPEAKER AVE, BELTON, MO 64012-1647
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4705/146
Date	Jun 22, 2021
Book Page	4705/146
Instrument	694217

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	May 14, 2021
Property Address	16202 SPEAKER AVE, BELTON, MO 64012-1647
Document Number	4686/109
Book / Page	4686 / 109
Instrument Date	May 14, 2021
Instrument	691401
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5701 N NORTHWOOD RD, 5701, KANSAS CITY, MO 64151-2675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16202 SPEAKER AVE, BELTON, MO 64012-1647

Tax Assessment & Valuation

The 2025 property tax bill for 16202 Speaker Ave was $2,408, up 10.9% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,408.00 (+10.92%)	$29,340 Land $3,690 Building $25,650	$154,420 Land $19,440 Building $134,980
2024	$2,171.00 (+0.28%)
2023	$2,165.00 (+4,934.88%)	$26,240 (+15.59%) Land $3,360 Building $22,880	$138,110 Land $17,680 Building $120,430
2022	$43.00	$22,700 Land $3,360 Building $19,340
2021			$119,470 Land $17,680 Building $101,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16202 Speaker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16202 Speaker Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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