16089 Cactus St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 16089 Cactus St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,820 sqft · built 1997
Lot Size	1.16 acres (50,965 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,590 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0412-063-14-0000`

Property Details

APN / Parcel Number

Primary APN	`0412-063-14-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	2,471 sqft
1st Floor Area	1,820 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	50,965 sqft
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Heated Pool
Porch	Patio/Porch
Porch Area	235 sqft
Patio Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	16089 CACTUS ST
City	HESPERIA
State	CA
Zip	92345-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4526 LOT 450 TRACT NO 4526 LOT 450 EX WATER R1GHTS AND EX 1/2 1NT M1NERAL RTS WITHOUT SURFACE ENTRY
Legal Subdivision	TRACT NO 4526
Legal Tract	4526
Legal Block	2
Legal Lot Number	450
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2035
Census Tract	10019

Owner

Source: San Bernardino County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16089 CACTUS ST, HESPERIA, CA 92345-4005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Grant Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Sep 4, 2026	Affidavit of Death of Trustee, Transfer
Sep 4, 2026	Grant Deed, Transfer · FHA Mortgage ML MORTGAGE CORPORATION
Oct 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026
Deed Sale	Sep 4, 2026
Prior Sale	Sep 4, 2026 · Amount on Record
Deed Document Number	2026233666
Prior Transfer Date	Aug 28, 2026
Prior Transfer Doc	0000233664
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 4, 2026
Property Address	16089 CACTUS ST, HESPERIA, CA 92345-4005
Document Number	0000233665
Instrument Date	Sep 3, 2026
Instrument	2026233665
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$54,439.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16089 CACTUS ST, HESPERIA, CA 92345-4005

September 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 4, 2026
Property Address	16089 CACTUS ST, HESPERIA, CA 92345-4005
Document Number	0000233664
Instrument Date	Aug 28, 2026
Instrument	2026233664
Transaction Type	Transfer
Record Updated	Sep 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16089 CACTUS ST, HESPERIA, CA 92345-4005
Investor	Possibly a Property Investor

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 4, 2026
Property Address	16089 CACTUS ST, HESPERIA, CA 92345-4005
Document Number	0000233666
Instrument Date	Aug 28, 2026
Instrument	2026233666
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	16089 CACTUS ST, HESPERIA, CA 92345-4005

Mortgage

Document Number	0000233667,
Date	Sep 4, 2026
Instrument	2026233667

Lender

Name	ML MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000233668,
Date	Sep 4, 2026
Instrument	2026233668

Lender

Name	ML MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 17, 2019
Property Address	16089 CACTUS ST, HESPERIA, CA 92345-4005
Document Number	0000374478
Instrument Date	Oct 8, 2019
Instrument	374478
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16089 CACTUS ST HESPERIA CA 923454005, HESPERIA, CA 92345-4005

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$241,494 (+2%) Land $48,299 Building $193,195
2025	$2,590.00 (-36.3%) Homeowner's exemption	$236,759 (-34.92%) Land $47,352 Building $189,407
2023	$4,066.00 (+207.8%) Disabled Person's exemption	$363,783 Land $65,257 Building $298,526
2022	$1,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1980)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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