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1620 Victory Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1620 Victory Ct, Prospect, KY 40059 · Last verified January 2026

Property Summary

Property TypeCondominium
Details3 bd · 4 ba · 2,516 sqft · built 2000
Lot Size0.158 acres (6,926 sqft)
OwnerCompany Name on File
Last Sale$362,500 (Aug 2020)
Tax Bill$4,367 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN01-05-01-32

Property Details

APN / Parcel Number

Primary APN01-05-01-32
Alternative APN
  • 64631

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,516 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,926 sqft (0.158 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number64631
Street Address1620 VICTORY CT
CityPROSPECT
StateKY
Zip40059-9175
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCONDO
Legal BlockSEC 1
Legal Lot Number32
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group1
Census Block1000
Census Tract30801

Owner

Source: Oldham County records · APN 01-05-01-32

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address1620 VICTORY CT, PROSPECT, KY 40059-9175
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Prior SaleFeb 06, 2008 · Amount on Record
Deed Document Number588019
Deed Book / PageD1257 / 70
Record UpdatedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLDHAM KY
Recording DateAug 12, 2020
Property Address1620 VICTORY CT, PROSPECT, KY 40059-9175
Document NumberD1257/70
Book / PageD1257 / 70
Map ReferenceMB 486 PG 10
Instrument DateAug 05, 2020
Instrument588019
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address312 FAIRLAWN RD, 312, LOUISVILLE, KY 40207-2910

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1620 VICTORY CT, PROSPECT, KY 40059-9175

Mortgage

Document Number588022
DateAug 12, 2020
Instrument588022
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,367.00 (+10.42%) Homeowner's exemption$400,000 (+10.34%) Building $400,000$400,000 (+10.34%) Building $400,000
2023$3,955.00 Homeowner's exemption$362,500 Building $362,500$362,500 Building $362,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850308011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 93 individual NFIP policies nearby
Nearby Flood Policies93 in force
Nearby Flood Claims776 (1978–2025)
Claims Outside the SFHA47 of 776
Most Recent ClaimApr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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