1610 Victory Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1610 Victory Ct, Prospect, KY 40059 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,516 sqft · built 1997
Lot Size	0.153 acres (6,665 sqft)
Owner	Company Name on File
Last Sale	$295,000 (Jul 2009)
Tax Bill	$4,971 (2025)
Deeds & Mortgages	May 2026 Transfer Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-05-01-37`

Property Details

APN / Parcel Number

Primary APN	`01-05-01-37`
Alternative APN	`48779`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,516 sqft Living Area
Basement Area	1,258 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,665 sqft (0.153 acres)
Garage Type	Basement
Garage Area	568 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	48779
Street Address	1610 VICTORY CT
City	PROSPECT
State	KY
Zip	40059-9175
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO
Legal Subdivision	YACHT CLUB ESTATES
Legal Block	SEC 1
Legal Lot Number	37
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County records · APN 01-05-01-37

Assessment roll updated December 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1610 VICTORY CT, PROSPECT, KY 40059-9175
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 05, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 02, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2009 · Amount on Record
Deed Sale	Jul 17, 2009 · Amount on Record
Deed Document Number	2009405538
Deed Book / Page	954 / 549
Last Transfer Date	Apr 30, 2026
Transfer Doc	0000862896
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLDHAM KY
Recording Date	May 13, 2026
Property Address	1610 VICTORY CT, PROSPECT, KY 40059-9175
Document Number	0000862896
Book / Page	1441 / 131
Instrument Date	Apr 30, 2026
Instrument	2026862896
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1610 VICTORY CT, PROSPECT, KY 40059-9175

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1610 VICTORY CT, PROSPECT, KY 40059-9175
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2294/555
Date	Feb 05, 2018
Book Page	M2294/555
Instrument	535410

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1610 VICTORY CT, PROSPECT, KY 40059-9175
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 VICTORY CT, PROSPECT, KY 40059-9175

Mortgage

Document Number	0M2587/699
Date	Jun 02, 2022
Book Page	M2587/699
Instrument	692913

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,971.00 (+16.96%)	$400,000 (+17.65%) Building $400,000	$400,000 (+17.65%) Building $400,000
2023	$4,250.00	$340,000 Building $340,000	$340,000 Building $340,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850308011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 93 individual NFIP policies nearby
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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