1616 Victory Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1616 Victory Ct, Prospect, KY 40059

Property Summary

Property TypeCondominium
Details3 bd · 4 ba · 2,516 sqft · built 1999
Lot Size0.167 acres (7,318 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Jan 2020)
Tax Bill$4,367 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN01-05-01-34

Property Details

APN / Parcel Number

Primary APN01-05-01-34
Alternative APN
  • 63457

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,516 sqft Living Area

Exterior

Year BuiltBuilt 1999
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,318 sqft (0.167 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number63457
Street Address1616 VICTORY CT
CityPROSPECT
StateKY
Zip40059-9175
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCONDO
Legal BlockSEC 1
Legal Lot Number34
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group1
Census Block1000
Census Tract30801

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1616 VICTORY CT, PROSPECT, KY 40059-9175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Deed of Trust, Mortgage
JAMES B ADAMS JR
Jan 31, 2020Warranty Deed, Transfer
JAMES ADMS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2020 · Amount on Record
Deed SaleJan 31, 2020 · Amount on Record
Prior SaleSep 8, 2011 · Amount on Record
Deed Document Number562895
Deed Book / PageD1238 / 0590
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address1616 VICTORY CT, PROSPECT, KY 40059-9175
Transaction TypeMortgage
Record UpdatedMar 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2617/117
DateFeb 27, 2023
Book PageM2617/117
Instrument721272
Lender
NameJAMES B ADAMS JR
TypePrivate Party
AddressLOUISVILLE, KY 40222
Agreement
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLDHAM KY
Recording DateJan 31, 2020
Property Address1616 VICTORY CT, PROSPECT, KY 40059-9175
Document NumberD1238/0590
Book / PageD1238 / 0590
Map ReferenceMB 673 PG 159
Instrument DateJan 29, 2020
Instrument562895
Transaction TypeTransfer
Record UpdatedNov 16, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4311 FOXGLEN LN, 4311, TAMPA, FL 33624-1717

Transferred To (Grantee/Buyer)

NameVerified Name
Address1616 VICTORY CT, PROSPECT, KY 40059-9175

Mortgage

Document Number562896
DateJan 31, 2020
Instrument562896
Lender
NameJAMES ADMS
TypePrivate Party
Agreement
AmountAmount Recorded
Term25 Months
DueFeb 1, 2022

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,367.00 (+16.8%) Homeowner's exemption$400,000 (+15.94%) Building $400,000$400,000 (+15.94%) Building $400,000
2023$3,739.00 Homeowner's exemption$345,000 Building $345,000$345,000 Building $345,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Nearby Flood Policies93 in force
Nearby Flood Claims776 (1978–2025)
Claims Outside the SFHA47 of 776
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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