1620 Sundance Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1620 Sundance Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,926 sqft · built 2024
Lot Size	5.47 acres (238,273 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2022)
Tax Bill	$10,221 (2025)
Deeds & Mortgages	Feb 2022 Transfer Jun 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-26-32-2598-0001-1210`

Property Details

APN / Parcel Number

Primary APN	`06-26-32-2598-0001-1210`
Alternative APNs	`263206259800011210` `102770`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,926 sqft Living Area
Gross Area	4,851 sqft
1st Floor Area	2,926 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	238,273 sqft (5.47 acres)
Garage Type	Attached
Garage Area	717 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1620 SUNDANCE DR
City	SAINT CLOUD
State	FL
Zip	34771-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAR2
Legal Description	BAY LAKE RANCH UNIT II PB 2 PG 293-295 LOT 121
Legal Range	32E
Legal Township	26S
Legal Section	06
Legal Subdivision	BAY LAKE RANCH UNIT 2
Legal Tract	2598
Legal Block	1210
Legal Lot Number	121
Legal Unit	II
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1620 SUNDANCE DR, SAINT CLOUD, FL 34771-7901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Intrafamily Transfer, Transfer
Jun 6, 2019	Warranty Deed, Transfer · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	202225563
Deed Book / Page	6151 / 1193
Prior Transfer Date	Jan 28, 2022
Prior Transfer Doc	0061511193
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 16, 2022
Property Address	1620 SUNDANCE DR, SAINT CLOUD, FL 34771-7901
Document Number	0061511193
Book / Page	6151 / 1193
Map Reference	MB 2 PG 293-295
Instrument Date	Jan 28, 2022
Instrument	2022025563
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 SUNDANCE DR, SAINT CLOUD, FL 34771-7901

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 6, 2019
Property Address	1620 SUNDANCE DR, SAINT CLOUD, FL 34771-7901
Document Number	0055361691
Book / Page	5536 / 1691
Map Reference	MB 2 PG 293-295
Instrument Date	Jun 4, 2019
Instrument	2019073061
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$763.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 DRUID HILL AVE E, 157, RANDOLPH, MA 02368-5434

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1610 SUNDANCE DR, SAINT CLOUD, FL 34771-7901

Mortgage

Document Number	0055361693
Date	Jun 6, 2019
Instrument	5536/1693

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,221.00 (+420.68%) Homeowner's exemption	$727,200 (+809%) Land $110,000 Building $617,200	$727,200 (+809%) Land $110,000 Building $617,200
2024	$1,963.00 (+75.58%)
2023	$1,118.00 (+5.47%)	$80,000 (-) Land $80,000	$80,000 (-) Land $80,000
2022	$1,060.00	$80,000 Land $80,000	$80,000 Land $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 87% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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