1604 Sundance Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1604 Sundance Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,730 sqft · built 1997
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Nov 2013)
Tax Bill	$712 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`102772`

Property Details

APN / Parcel Number

Primary APN	`102772`
Alternative APN	`062632259800011230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,730 sqft Heated Area
Gross Area	4,620 sqft
1st Floor Area	2,730 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	1,026 sqft
Deck Area	168 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	102772
Street Address	1604 SUNDANCE DR
City	SAINT CLOUD
State	FL
Zip	34771-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAR2
Legal Description	BAY LAKE RANCH UNIT II PB 2 PG 293-295 LOT 123
Legal Range	32E
Legal Township	26S
Legal Section	06
Legal Subdivision	BAY LAKE RANCH UN 2
Legal Tract	2598
Legal Block	1
Legal Lot Number	123
Legal Unit	II
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1604 SUNDANCE DR, SAINT CLOUD, FL 34771-7901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2013 · Amount on Record
Deed Sale	Nov 6, 2013 · Amount on Record
Prior Sale	Nov 9, 1998 · Amount on Record
Deed Document Number	2013175282
Deed Book / Page	4528 / 1300
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1604 SUNDANCE DR, SAINT CLOUD, FL 34771-7901
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 SUNDANCE DR, SAINT CLOUD, FL 34771-7901

Mortgage

Document Number	0060662051
Date	Oct 15, 2021
Book Page	6066/2051
Instrument	2021161454

Lender

Name	ORLANDO FCU
Type	Credit Union
Address	ORLANDO, FL 32806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (-83.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$327,830 (+5.99%)	$574,800 (+11.29%) Land $110,000 Building $464,800
2023	$4,380.00 (+3.99%) Homeowner's exemption	$309,312 (+3%)	$516,500 (+12.53%) Land $80,000 Building $436,500
2022	$4,212.00 Homeowner's exemption	$300,303	$459,000 Land $80,000 Building $379,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 91% of Florida
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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