1610 Sundance Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1610 Sundance Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,234 sqft · built 2002
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on Record
Last Sale	$374,000 (Sep 2018)
Tax Bill	$4,479 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`102771`

Property Details

APN / Parcel Number

Primary APN	`102771`
Alternative APN	`062632259800011220`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,234 sqft Heated Area
Gross Area	3,388 sqft
1st Floor Area	2,234 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	92,783 sqft (2.13 acres)
Garage Type	Finished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	38 sqft
Porch	Open Porch
Porch Area	530 sqft
Deck Area	851 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	102771
Street Address	1610 SUNDANCE DR
City	SAINT CLOUD
State	FL
Zip	34771-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAR2
Legal Description	BAY LAKE RANCH UNIT II PB 2 PG 293-295 LOT 122
Legal Range	32E
Legal Township	26S
Legal Section	06
Legal Subdivision	BAY LAKE RANCH UN 2
Legal Tract	2598
Legal Block	1
Legal Lot Number	122
Legal Unit	II
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1610 SUNDANCE DR, SAINT CLOUD, FL 34771-7901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Apr 12, 2017	Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Document Number	2018134863
Deed Book / Page	5397 / 0505
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 6, 2018
Property Address	1610 SUNDANCE DR, SAINT CLOUD, FL 34771-7901
Document Number	0053970505
Book / Page	5397 / 0505
Map Reference	MB2 PG293-295
Instrument Date	Aug 23, 2018
Instrument	2018134863
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	OLIVER TITEL LAW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,618.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6435 BAY SHORE DR, 6435, SAINT CLOUD, FL 34771-9534

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4290 HUMMINGBIRD LN, KISSIMMEE, FL 34744-9201

Mortgage

Document Number	2018134864
Date	Sep 6, 2018
Instrument	2018134864

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 12, 2017
Property Address	1610 SUNDANCE DR, SAINT CLOUD, FL 34771-7901
Document Number	0051312407
Book / Page	5131 / 2407
Map Reference	MB2 PG293-295
Instrument Date	Apr 12, 2017
Instrument	2017055251
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 MIRANDA LN, 1101, KISSIMMEE, FL 34741-0769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 SUNDANCE DR, SAINT CLOUD, FL 34771-7901

Mortgage

Document Number	0051312408
Date	Apr 12, 2017
Instrument	5131/2408

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,479.00 (+7.13%) Homeowner's exemption	$312,704 (+5.99%)	$489,700 (+12.42%) Land $110,000 Building $379,700
2023	$4,181.00 (+4.06%) Homeowner's exemption	$295,041 (+3%)	$435,600 (+13.11%) Land $80,000 Building $355,600
2022	$4,018.00 Homeowner's exemption	$286,448	$385,100 Land $80,000 Building $305,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 87% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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