1650 Sundance Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1650 Sundance Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 1989
Lot Size	5.87 acres (255,697 sqft)
Owner	Individual Name on Record
Last Sale	$649,000 (Oct 2025)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`06-26-32-2598-0001-1180`

Property Details

APN / Parcel Number

Primary APN	`06-26-32-2598-0001-1180`
Alternative APNs	`263206259800011180` `102767`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	2,972 sqft
1st Floor Area	1,904 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	255,697 sqft (5.87 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	28 sqft
Porch	Finished/Open Porch
Porch Area	288 sqft
Deck Area	744 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1650 SUNDANCE DR
City	SAINT CLOUD
State	FL
Zip	34771-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAR2
Legal Description	BAY LAKE RANCH UNIT II PB 2 PG 293-295 LOT 118
Legal Range	32E
Legal Township	26S
Legal Section	06
Legal Subdivision	BAY LAKE RANCH UNIT 2
Legal Tract	2598
Legal Block	1180
Legal Lot Number	118
Legal Unit	II
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1650 SUNDANCE DR, SAINT CLOUD, FL 34771-7901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage OCMBC INC
Sep 12, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Dec 30, 2015 · Amount on Record
Deed Document Number	2025127166
Deed Book / Page	6864 / 750
Prior Transfer Date	Sep 12, 2023
Prior Transfer Doc	0064722262
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 14, 2025
Property Address	1650 SUNDANCE DR, SAINT CLOUD, FL 34771-7901
Document Number	0068640750
Book / Page	6864 / 750
Map Reference	MB 2 PG 293
Instrument Date	Oct 10, 2025
Instrument	2025127166
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,543.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11415 ROMA RD, OXFORD, FL 34484-3594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 SUNDANCE DR, SAINT CLOUD, FL 34771-7901

Mortgage

Document Number	0006864752
Date	Oct 14, 2025
Instrument	6864/752

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 12, 2023
Property Address	1650 SUNDANCE DR, SAINT CLOUD, FL 34771-7901
Document Number	0064722262
Book / Page	6472 / 2262
Map Reference	MB 2 PG 293-295
Instrument Date	Aug 10, 2023
Instrument	2023120054
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 SUNDANCE DR, SAINT CLOUD, FL 34771-7901

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1650 SUNDANCE DR, SAINT CLOUD, FL 34771-7901

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,012.00 (+5.72%)	$206,878 (+2.9%)	$405,100 (+0.12%) Land $110,000 Building $295,100
2024	$2,849.00 (+2.26%) Homeowner's exemption	$201,048 (+3%)	$404,600 (+13.21%) Land $110,000 Building $294,600
2023	$2,786.00 (+4.62%) Homeowner's exemption	$195,193 (+3%)	$357,400 (+12.35%) Land $80,000 Building $277,400
2022	$2,663.00 Homeowner's exemption	$189,508	$318,100 Land $80,000 Building $238,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 87% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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