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1618 Oracle Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 1618 Oracle Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,701 sqft · built 2001
Lot Size0.177 acres (7,724 sqft)
Owner2 Individual Names on File
Last Sale$284,900 (Nov 2020)
Tax Bill$5,746 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054953-0728

Property Details

APN / Parcel Number

Primary APN054953-0728
Alternative APN
  • U0232191UN000002000590

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,701 sqft Living Area
Gross Area2,450 sqft
1st Floor Area1,701 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2013
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,724 sqft (0.177 acres)
Lot Dimensions110 ft deep x 71 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchScreened Porch
Porch Area308 sqft
Deck AreaDeck Area
Patio Area300 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0549530728
Street Address1618 ORACLE DR
CitySUN CITY CENTER
StateFL
Zip33573-6620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCYPRESS CREEK VILLAGE A REVISED LOT 59 BLOCK 2
Legal Range19E
Legal Township32S
Legal Section02
Legal SubdivisionCYPRESS CREEK VILLAGE A REVISED
Legal Tract1UN
Legal Block2
Legal Lot Number59
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1006
Census Tract14009

Owner

1618 Oracle Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address1618 ORACLE DR, SUN CITY CENTER, FL 33573-6620
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Nov 14, 2020Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2020 · Amount on File
Deed SaleNov 14, 2020 · Amount on File
Prior SaleAug 29, 2006 · Amount on File
Deed Document Number2020474671
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1618 ORACLE DR, RUSKIN, FL 33573-6620
Transaction TypeMortgage
Record UpdatedJan 3, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1618 ORACLE DR, SUN CITY CENTER, FL 33573-6620

Mortgage

Document Number0000627418
DateDec 6, 2021
Instrument2021627418
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 14, 2020
Property Address1618 ORACLE DR, RUSKIN, FL 33573-6620
Document Number0000474671
Map ReferenceMB 81 PG 77
Instrument DateNov 4, 2020
Instrument2020474671
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyNIRVANA TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,994.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1618 ORACLE DR, 1618, RUSKIN, FL 33573-6620

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address34W657 ELM CT, SAINT CHARLES, IL 60174-6743

Mortgage

Document Number0000474672
DateNov 14, 2020
Instrument2020474672
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1618 Oracle Dr was $5,746 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$301,949 (-4.87%) Land $82,005 Building $219,944$301,949 (-4.87%) Land $82,005 Building $219,944
2025$5,746.00 Homeowner's exemption$317,411 Land $82,005 Building $235,406$317,411 Land $82,005 Building $235,406
2023$5,297.00 (+4.54%) Homeowner's exemption$311,958 (+3%)$317,325 (+4.77%) Land $82,005 Building $235,320
2022$5,067.00 Homeowner's exemption$302,872 Land $78,100 Building $224,772$302,872 Land $78,100 Building $224,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1618 Oracle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims2 (2000–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1618 Oracle Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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