Hillsborough County property record for 1620 Oracle Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,762 sqft · built 1999 |
| Lot Size | 0.181 acres (7,865 sqft) |
| Owner | Company Name on File |
| Last Sale | $297,500 (Jul 2021) |
| Tax Bill | $5,755 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054953-0730 |
| Primary APN | 054953-0730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| Gross Area | 2,522 sqft |
| 1st Floor Area | 1,762 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,865 sqft (0.181 acres) |
| Lot Dimensions | 122 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 188 sqft |
| Patio Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0549530730 |
|---|---|
| Street Address | 1620 ORACLE DR |
| City | SUN CITY CENTER |
| State | FL |
| Zip | 33573-6620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | CYPRESS CREEK VILLAGE A REVISED LOT 60 BLOCK 2 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 02 |
| Legal Subdivision | CYPRESS CREEK VILLAGE A REVISED |
| Legal Tract | 1UN |
| Legal Block | 2 |
| Legal Lot Number | 60 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 14009 |
1620 Oracle Dr is owned by a company that acquired it in April 2022.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4900, SCOTTSDALE, AZ 85261-4900 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA |
| Apr 11, 2022 | Special Warranty Deed, Transfer OS NATIONAL LLC |
| Jul 21, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on File |
| Deed Sale | Jul 21, 2021 · Amount on File |
| Prior Sale | Mar 28, 2013 · Amount on File |
| Deed Document Number | 2021363740 |
| Last Transfer Date | Apr 7, 2022 |
| Transfer Doc | 0000185667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1620 ORACLE DR, RUSKIN, FL 33573-6620 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|
| Document Number | 0000213656 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 2022213656 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 11, 2022 |
| Property Address | 1620 ORACLE DR, RUSKIN, FL 33573-6620 |
| Document Number | 0000185667 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 2022185667 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15771 RED HILL AVE # AVE100, 15771, TUSTIN, CA 92780-7303 |
| Name | Verified Name |
|---|---|
| Address | 15771 RED HILL AVE # 100, 100, TUSTIN, CA 92780-7303 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 21, 2021 |
| Property Address | 1620 ORACLE DR, RUSKIN, FL 33573-6620 |
| Document Number | 2021363740 |
| Map Reference | MB 81 PG 77 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021363740 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,082.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1620 ORACLE DR, 1620, RUSKIN, FL 33573-6620 |
| Name | Verified Name |
|---|---|
| Address | 1508 BROOKHOLLOW DR, SANTA ANA, CA 92705-5426 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1620 ORACLE DR, RUSKIN, FL 33573-6620 |
| Document Number | 0000057923 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1620 ORACLE DR RUSKIN FL 335736620, RUSKIN, FL 33573-6620 |
| Document Number | 0000057923 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 57923 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | ATLANTA, GA 30338 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1620 ORACLE DR, RUSKIN, FL 33573-6620 |
| Document Number | 0254710652 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1620 ORACLE DR RUSKIN FL 335736620, RUSKIN, FL 33573-6620 |
| Document Number | 0254710652 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 025471/000652 |
| Instrument | 5341 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | 1200 ASHWOOD PKWY # 200, ATLANTA, GA 30338-4725 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2048 |
The 2025 property tax bill for 1620 Oracle Dr was $5,755, up 5% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,982 (-4.4%) Land $67,291 Building $196,691 | $263,982 (-4.4%) Land $67,291 Building $196,691 | |
| 2025 | $5,755.00 (+5.04%) | $276,130 Land $67,291 Building $208,839 | $276,130 Land $67,291 Building $208,839 |
| 2024 | $5,479.00 (-0.53%) | ||
| 2023 | $5,508.00 (+7.1%) | $281,858 (+6.34%) Land $67,291 Building $214,567 | $281,858 (+6.34%) Land $67,291 Building $214,567 |
| 2022 | $5,143.00 | $265,053 Land $64,087 Building $200,966 | $265,053 Land $64,087 Building $200,966 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1620 Oracle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 2 (2000–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1620 Oracle Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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