Hillsborough County property record for 1625 Oracle Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,838 sqft · built 2004 |
| Lot Size | 0.205 acres (8,938 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Feb 2021) |
| Tax Bill | $7,427 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054953-0570 |
| Primary APN | 054953-0570 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 3,186 sqft |
| 1st Floor Area | 1,838 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,938 sqft (0.205 acres) |
| Lot Dimensions | 101 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Porch Area | 354 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0549530570 |
|---|---|
| Street Address | 1625 ORACLE DR |
| City | SUN CITY CENTER |
| State | FL |
| Zip | 33573-6621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | CYPRESS CREEK VILLAGE A LOT 20 BLOCK 3 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 02 |
| Legal Subdivision | CYPRESS CREEK VILLAGE A |
| Legal Tract | 1UM |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14009 |
1625 Oracle Dr is owned and occupied by two individuals who bought it in February 2021.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1625 ORACLE DR, SUN CITY CENTER, FL 33573-6621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK TAMPA BAY |
| Feb 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on File |
| Deed Sale | Feb 24, 2021 · Amount on File |
| Prior Sale | Nov 26, 2003 · Amount on File |
| Deed Document Number | 202193769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1625 ORACLE DR, RUSKIN, FL 33573-6621 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000347681 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 26023/1751 |
| Instrument | 2018347681 |
| Name | FIFTH THIRD BANK TAMPA BAY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 24, 2021 |
| Property Address | 1625 ORACLE DR, RUSKIN, FL 33573-6621 |
| Document Number | 2021093769 |
| Map Reference | MB 63 PG 8 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021093769 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2021 |
| Title Company | NIRVANA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1625 ORACLE DR, 1625, SUN CITY CENTER, FL 33573-6621 |
| Name | Verified Name |
|---|---|
| Address | 1625 ORACLE DR, SUN CITY CENTER, FL 33573-6621 |
| Document Number | 2021093770 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021093770 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 24, 2021 |
| Property Address | 1625 ORACLE DR, RUSKIN, FL 33573-6621 |
| Document Number | 0000093769 |
| Map Reference | MB 63 PG 8 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021093769 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | NIRVANA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1625 ORACLE DR, 1625, SUN CITY CENTER, FL 33573-6621 |
| Name | Verified Name |
|---|---|
| Address | 1625 ORACLE DR, SUN CITY CENTER, FL 33573-6621 |
| Document Number | 0000093770 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021093770 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 1625 Oracle Dr was $7,427 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $391,666 (-4.14%) Land $89,241 Building $302,425 | $391,666 (-4.14%) Land $89,241 Building $302,425 | |
| 2025 | $7,427.00 Homeowner's exemption | $408,560 Land $89,241 Building $319,319 | $408,560 Land $89,241 Building $319,319 |
| 2023 | $6,959.00 (+4.02%) Homeowner's exemption | $406,830 (+3%) | $411,693 (+4.23%) Land $89,241 Building $322,452 |
| 2022 | $6,690.00 Homeowner's exemption | $394,981 Land $84,992 Building $309,989 | $394,981 Land $84,992 Building $309,989 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1625 Oracle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 2 (2000–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1625 Oracle Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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