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1613 Oracle Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 1613 Oracle Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,910 sqft · built 2001
Lot Size0.216 acres (9,450 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Dec 2016)
Tax Bill$4,493 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0549530564

Property Details

APN / Parcel Number

Primary APN0549530564
Alternative APN
  • U0232191UM000003000170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,910 sqft Heated Area
1st Floor Area1,910 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2013
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,450 sqft (0.216 acres)
Lot Dimensions135 ft deep x 70 ft wide
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area28 sqft
PorchOpen Porch
Porch Area314 sqft
Patio Area823 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0549530564
Street Address1613 ORACLE DR
CityRUSKIN
StateFL
Zip33573-6621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCYPRESS CREEK VILLAGE A LOT 17 BLOCK 3
Legal Range19E
Legal Township32S
Legal Section02
Legal SubdivisionCYPRESS CREEK VILLAGE A
Legal Block3
Legal Lot Number17
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1005
Census Tract14009

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1613 ORACLE DR, SUN CITY CENTER, FL 33573-6621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2016 · Amount on Record
Deed SaleDec 2, 2016 · Amount on Record
Prior SaleMar 16, 2002
Deed Document Number2016472411
Deed Book / Page24567 / 0287
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1613 ORACLE DR, RUSKIN, FL 33573-6621
Document Number0000218993
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1613 ORACLE DR SUN CITY CENTER FL 335736621, SUN CITY CENTER, FL 33573-6621

Mortgage

Document Number0000218993
DateMay 29, 2020
Instrument218993
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,493.00 (+13.66%) Homeowner's exemption$248,770 (+5.99%)$361,158 (-0.04%) Land $97,240 Building $263,918
2023$3,953.00 (+5.27%) Homeowner's exemption$234,717 (+3%)$361,317 (+4.73%) Land $97,240 Building $264,077
2022$3,755.00 Homeowner's exemption$227,881$345,011 Land $92,610 Building $252,401

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims2 (2000–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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