Lorain County property record for 1616 Prospect St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,301 sqft Living Area |
| Lot Size | 17,860 sqft (0.41 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $266,000 (2022) |
| Tax Bill | $4,761.00 (2025) |
| Primary APN | 10-00-005-101-130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,301 sqft Living Area |
| 1st Floor | 1,341 sqft 1st Floor |
| 2nd Floor | 960 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 17,860 sqft (0.41 acres) |
| Depth X Width | 170 ft x 106 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 256 sqft Deck |
|---|---|
| Patio Area | 27 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 27 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1616 PROSPECT ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8281 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY OAKS SUB 1 106.30 X 169.99 |
| Legal Subdivision | UNIVERSITY OAKS SUB |
| Legal Block | 101 |
| Legal Lot Number | 3 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-130
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1616 PROSPECT ST, ELYRIA, OH 44035-8281 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2022 · Amount on Record |
| Deed Sale | Jan 07, 2022 · Amount on Record |
| Prior Sale | Aug 02, 2021 · Amount on Record |
| Deed Doc Number | 2022000135 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 07, 2022 |
| Property Address | 1616 PROSPECT ST, ELYRIA, OH 44035-8281 |
| Document Number | 0000857793 |
| Map Reference | VOL 42 PG 31&32 |
| Instrument Date | Jan 07, 2022 |
| Instrument | 2022-0857793 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | TITLE PROFESSIONALS, TITLE PROFESSIONAL GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1616 PROSPECT ST, ELYRIA, OH 44035-8281 |
| Document Number | 0000857794 |
|---|---|
| Date | Jan 07, 2022 |
| Instrument | 2022-0857794 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 02, 2021 |
| Property Address | 1616 PROSPECT ST, ELYRIA, OH 44035-8281 |
| Document Number | 20210831901 |
| Map Reference | VOL 40 PG 31&32 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021-0831901 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1616 PROSPECT ST, ELYRIA, OH 44035-8281 |
| Document Number | 20210831902 |
|---|---|
| Date | Aug 02, 2021 |
| Instrument | 2021-0831902 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,761.00 | $100,750 (%) Land $22,770 Building $77,980 | $287,870 (-) Land $65,060 Building $222,810 |
| 2024 | $4,761.00 (+19.44%) | $100,755 (+38.01%) Land $22,771 Building $77,984 | $287,870 (+38.01%) Land $65,060 Building $222,810 |
| 2023 | $3,986.00 (+0.58%) | $73,004 (+0.01%) Land $17,770 Building $55,234 | $208,580 (-) Land $50,770 Building $157,810 |
| 2022 | $3,963.00 | $73,000 Land $17,770 Building $55,230 | |
| 2021 | $208,580 Land $50,770 Building $157,810 |
1616 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 22nd in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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