Lorain County property record for 1604 Prospect St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,809 sqft Living Area |
| Lot Size | 15,246 sqft (0.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $163,000 (2017) |
| Tax Bill | $3,810.00 (2025) |
| Primary APN | 10-00-005-101-128 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,809 sqft Living Area |
| 1st Floor | 1,014 sqft 1st Floor |
| 2nd Floor | 777 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 15,246 sqft (0.35 acres) |
| Depth X Width | 170 ft x 90 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 430 sqft Deck |
|---|---|
| Patio Area | 570 sqft Patio |
| Porch | Open Porch |
| Porch Area | 174 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1604 PROSPECT ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8281 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY OAKS SUB 1 89.95 X 170 |
| Legal Subdivision | ORIGINAL CARLISLE TOWNSHIP |
| Legal Block | 101 |
| Legal Lot Number | 1 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-128
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1604 PROSPECT ST, ELYRIA, OH 44035-8281 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE EQUITABLE MORTGAGE CORP |
| Aug 01, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2017 · Amount on Record |
| Deed Sale | Aug 01, 2017 · Amount on Record |
| Prior Sale | Feb 22, 2013 · Amount on Record |
| Deed Doc Number | 2017004187 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1604 PROSPECT ST, ELYRIA, OH 44035-8281 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000836630 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-0836630 |
| Name | THE EQUITABLE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 01, 2017 |
| Property Address | 1604 PROSPECT ST, ELYRIA, OH 44035-8281 |
| Document Number | 0000638829 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 638829 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $652.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1604 PROSPECT ST ELYRIA OH 440358281, ELYRIA, OH 44035-8281 |
| Document Number | 638830 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 638830 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2047 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,810.00 | $80,910 (%) Land $20,810 Building $60,100 | $231,180 (-) Land $59,470 Building $171,710 |
| 2024 | $3,810.00 (+9.77%) | $80,914 (+27.02%) Land $20,815 Building $60,099 | $231,180 (+27.01%) Land $59,470 Building $171,710 |
| 2023 | $3,471.00 (+0.38%) | $63,704 (+0.01%) Land $16,202 Building $47,502 | $182,010 (-) Land $46,290 Building $135,720 |
| 2022 | $3,458.00 | $63,700 Land $16,200 Building $47,500 | |
| 2021 | $182,010 Land $46,290 Building $135,720 |
1604 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 22nd in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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