Lorain County property record for 1581 Prospect St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1972 |
| Square Footage | 1,584 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Attached, 480 sqft |
| Tax Bill | $2,404.00 (2025) |
| Primary APN | 06-25-003-110-081 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,584 sqft Living Area |
| 1st Floor | 1,584 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 140 ft x 65 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Patio Area | 120 sqft Patio |
| Canopy Area | 120 sqft Canopy |
| Heating System | HVAC Heating |
|---|
| Street Address | 1581 PROSPECT ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7177 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIV HGTS SUB #3 REV 65.02 X 140.01 |
| Legal Subdivision | UNIV HGTS SUB #3 REV FRNT |
| Legal Tract | 25 |
| Legal Block | 110 |
| Legal Lot Number | 288 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-003-110-081
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 755 ABBE RD N, ELYRIA, OH 44035-1848 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2018 |
| Deed Sale | Dec 19, 2018 |
| Deed Doc Number | 2018094473 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1581 PROSPECT ST, ELYRIA, OH 44035-7177 |
| Document Number | 0000615521 |
| Instrument Date | Dec 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1581 PROSPECT ST ELYRIA OH 440357177, ELYRIA, OH 44035-7177 |
| Document Number | 0000615521 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 615521 |
| Name | FIFTH THIRD BK/NE OH |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2047 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,404.00 | $48,630 (+0.02%) Land $12,780 Building $35,850 | $138,920 (-) Land $36,500 Building $102,420 |
| 2024 | $2,404.00 (+15.08%) | $48,622 (+32.51%) Land $12,775 Building $35,847 | $138,920 (+32.51%) Land $36,500 Building $102,420 |
| 2023 | $2,089.00 (+0.77%) | $36,694 (+0.01%) Land $5,572 Building $31,122 | $104,840 (-) Land $15,920 Building $88,920 |
| 2022 | $2,073.00 | $36,690 Land $5,570 Building $31,120 | |
| 2021 | $104,840 Land $15,920 Building $88,920 |
1581 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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